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Interiors by Joann, LLC

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Reviews Interiors by Joann, LLC

Interiors by Joann, LLC Reviews (840)

Received letter of default, I have in my possession cancelled checks of payments being madeTried resolving with company
I received a letter on 8/30/Informing me I have missed two payments and im in defaultI have on my bank statement the payment of 07/19/and 08/19/were made
I have made attempts multiple times to resolve this issue directly but keep getting passed off to someone that can't help resolve the said issueThe issue I have is when talking an agent they acknowledge my account is up to dateBut I still receive phone calls and letters on a daily basis that im behind on my accountNow I receive a letter that my vehicle can be repossessed if not made currentMy monthly payment is $382.00, on an average I pay $a month and have done so quite oftenI just want my account brought to current status along with phone calls and letters to stop

Company trying to receive double payment, monthly payment was debited from checking account and account is current
My account with expected finance is enrolled in auto pay through their companyThe monthly payment was debited from my checking account and I have a transaction ID number to stay payment was deducted from the account After checking my account online I saw I was being billed an exorbitant amount and was confused so I called Exeter financeThe customer service associate told me I had not made my payment and I informed her I was looking at my bank account online and that I have a transaction IDThe customer service associate transferred me to her supervisor and the supervisor said she was making a note to my account and that my accountI asked when will the issue be resolved and was not given a definite answer, so I proceeded to ask for a conformation number and was told they do not provide confirmation numbersThen I asked if I could have a name to write down to pro

started a car loan 9/1/for total amount of 21,Have made payments of *** and as of today owe *** The amount owed should be les
I have made all payments on time, while we actually pay every weeks and were ahead of the car note the first months in from 9/1/As of march, I've noticed that all of our payments seem to not be applied to the account, and my total balance is not going down anymoreI have made over *** in payments on a loan total of *** and as of today Exeter says I still owe *** from September 1,to todayWe traded the car in, and had to carry over *** in negative equity into our new vehicleWe want a refund sent to our new car dealer, or to us

CAR WAS SOLE AT AUCTION
FINANCE EXETER LLC HAS LISTED A REPOSSESSION COLLECTION ON MY CREDIT REPORTTHIS ACCOUNT HAS BEEN SOLE BY AN AUCTION THEREFORE EXETER FINANCE LLC HAS BEEN PAID FOR THEIR ACCOUNT IN FULLTHEIR IS NO OTHER DEBIT THAT IS DUE ON THIS ACCOUNT
I do not have a contract with FINANCE EXETER LLCANYMORE
I am not LIABLE for this account that was sent over to FINANCE EXETER LLC
I have disputed this on my credit report WITH ALL THREE CREDIT BUREAU AND IT IS STILL BEING REPORTED AS A DEBITWHICH HAS BEEN PAID
I don't own or have in my possessions any equipment from FINANCE EXETER LLC
PLEASE DELETE OFF OF MY CREDIT REPORT FINANCE EXETER LLC HAS BEEN PAID FOR THIS ACCOUNT

They charged fees after taking out money they were not suppose too, I was sold a car that had been wrecked and not told about it, and fraud
Payments posted incorrectly, harrassing phone calls, called twenty times in one day, payments not posted, upgrades that were never purchased I was charged for

This company has been charging me late fees since March of
I received an extention on my monthly payment in February which would allow me to make my next payment in April I made the payment as scheduled but the continued to show me as days delinquent on my account and have been charging me late fees this entire timeI was not aware of this until I attempted to get an extension this month due to financial hardship and was advised that I was days past due and was endanger of my vehicle being repossessed.he first person I spoke to was just like oh well, we can not help youI called back after reviewing my payment history from the time I incepted the loan up to this point and called againThe agent that I spoke to advised me of what had happened and told me that I should have been told as this has been going on for the past 1/almost 2yrs!She also did not offer any resolutionUnfortunately they would not grant the extension and for every two weeks for the ne

I was sold a bad car, Exeter Financed the carNot willing to work with me and constantly telling me wrong information when I make payments
I bought a car on November 21, two weeks later the car has issues, still under factory warranty I took it to an authorized Volkswagen repair placeSuntrup VW replaced a fuel part and was told the issue was fixedIt was not repairs and two brand new engines later it is fixedThe car has spent more time in the shop then in my possessionExeter knew all thisThey knew that the dealership Frank Leta let me drive off the lot with a dried out crumpling oil filter and no oilSuntrup said it was not safe to have no oil in the car and didnt an oil change for $bucks, I called up Frank Leta who sold me the car that I drove the car I purchased from them for two weeks like this and now I'm being charged $for an oil changeFrank Leta picked the car up from Suntrup paid for my oil change and told me they were gonna make sure that this did

I called to pay off my vehicle and have been getting the run around about for a week
I started calling this company on 08/03/in regards to paying my vehicle offThe pay off amount I was quoted was $I requested to make a final paymentI was told that in order to make a payment over $that a supervisor had to approve itI went on to speak with a supervisor and he supposedly processed the paymentI gave it a few days to process and noticed that the payment was not taken out of the accountI called back again on 08/08/and spoke to *** to inquire about my payment only to find out the payment was rejected because they could not process a payment over $ regardless of a supervisor approvalI requested to speak with another supervisorI then spoke with a Reshiena(supervisor) and expressed my concern to herShe informed me that all I could do was break the payments down into three over a three day periodThis supervisor was very rude and did not have

Inadequate customer service regarding sending me my account payoff letterRequests go unfulfilled with no additional options or resolutions offered
I called Exeter a couple days after trading in the car they were financing and requested information about getting my payoff letter so that I could get a refund on my warranty (this is going to take an additional 1-months so time is of the essence)I was told that there was a processing time of ten days to "ensure that the account payoff is valid"This is a very long time when they've been paid already but I gave them the benefit of the doubtWhen I called in I was verified under my new address so I had no inclination that there would be an issueI gave a fax number to send the letter to so I would get it sooner and they told me that would take 24-hours (after the ten days previously mentioned)After ten days had passed I checked the fax within the 24-hour span and nothing had been receivedI called again and was told that

This company should not be able to get away with the incompetence they've displayed in my 66-month dealings with them
In I was granted a loan deferral, or so I thought, that would move two payments to the end of my loan and spare me from any late payment and chargesI received letter from them telling me my next payment would be due in two months from original due date
When I finally went to make the payment, the statement said I owed three monthsSomeone had not entered the agreement into the system, making me days lateI spent month-after-month fighting with them about my deferment agreementAfter months of fighting, I finally had reached someone who identified the problem and promised to have it fixed
They immediately entered me into another deferment and gave me another payment due date of two months laterOnce again when I went to make the payment, I had a balance due of three payments, another 90-day late on my credit report
By then I was furious and fed up with the around-the-clock calls and the various amounts of payment I was told I needed to make to fix thingsWe finally got a manager to call us back and went over the history of the loanHe was very perplexed at the different dates and amounts given to meIn the end he identified the problems and said he would recommend the account be updated to reflect the payments made
I received mail from Exeter showing the findings in the auditThe company agreed to show me as current from that day but did not remove any of the past lates showing on my credit reportTo this day I cannot get approved for anything as I have over 30-day late payments, 60-day lates and three 90-day lates; no credit cards, no cars, a home, anything!!
I hired a attorney and will try the legal route as I am at wit's end

I am writing to call attention to the amount of interest on my financed auto loan
I am writing in regards to the interest rate applied to my auto loanIn my state of residence (NH) there is no limit to interest applied, but in the state of TX there is a 10% plus 5% allowable cap on loans not including credit cards
I understand that my credit score is poor, however 19.83% interest is extremely high, and *** be difficult to repay
I am current on all of my payments since taking possession of the vehicle in 10/
I am writing to call attention to subprime lending abuse by Exeter Finance Corp
I was in desperate need of reliable transportation for my commute to work, and had no choice but to accept this lenders proposition, as I was told by the auto dealership (Kia Concord, in Concord NH) that I would not get financing from any other lending institution
I know that subprime lending abuse has been litigated and found in favor of the consumer, therefore proving this wrongful p

exeter website was down couldn't make payment, they marked me late on my credit report
On February 28th I tried making a payment around 9pm on the day my car payment was due online at www.exeterfinance.com for my car as I always do, however the website was down and not accepting paymentsI called to make payment over the phone but they charge a very high fee to make payments over the phoneI simply assumed that if I make payment first thing next day they would understandThat was not the case, I made payment in the morning and they still went ahead and filed me as late to the reporting agenciesI tired calling Exeter to resolve this matter but they simply told me they cant do anything for me

CAR WAS SOLE AT AUCTION
FINANCE EXETER LLC HAS LISTED A REPOSSESSION COLLECTION ON MY CREDIT REPORTTHIS ACCOUNT HAS BEEN SOLE BY AN AUCTION THEREFORE EXETER FINANCE LLC HAS BEEN PAID FOR THEIR ACCOUNT IN FULLTHEIR IS NO OTHER DEBIT THAT IS DUE ON THIS ACCOUNT
I do not have a contract with FINANCE EXETER LLCANYMORE
I am not LIABLE for this account that was sent over to FINANCE EXETER LLC
I have disputed this on my credit report WITH ALL THREE CREDIT BUREAU AND IT IS STILL BEING REPORTED AS A DEBITWHICH HAS BEEN PAID
I don't own or have in my possessions any equipment from FINANCE EXETER LLC
PLEASE DELETE OFF OF MY CREDIT REPORT FINANCE EXETER LLC HAS BEEN PAID FOR THIS ACCOUNT

To whom this may concern, I have been behind in car payments for months due to unemployment and car repairsI'm currently working consistently nowI understand that I have occurred late charges on late payments, but why would you tact on late fees on ontime paymentsI look at my payment history online and everytime I make a payment there is a late fee of even when the payment is made ontimeI called Exeter Finance Sept20,asked why they charged me late fees on which is not a car payment it is late fees that I'm trying to remove and customer service stated to me that that was a behind car payment and I stated my car payments are monthly how can you tell me this is a car payment and now this is a balance of car late fees.I applied toward the late fees that left on late fees and Exeter put on that parcel payment of late fees that I'm trying to remove so that I can get back on trackIf my payment is late a charge should be applied, but if

Hello,
I filed a loan extension agreement/ deferred payment agreement plan with this companyI was told my the rep that once this was filled out that I would not have a payment for months and once I make my car loan payment in the 3rd amount it would be the amountI was called by a rep months later when it was time to make my payment and I was advised that the amount due was MORE than my car loan amountThey do state at the beginning of each call that each call is recorded so I asked for my call to be reviewed because the amount that this company was asking for was not what was told to me by THEIR repI was told that a supervisor would call me back and to this date no supervisor has called me, no follow up, nothing
Product_Or_Service: Aug
Account_Number: XXXXXXX

please have establishment remove all hard inquiring on all credit bureaus I did not authorize them to check my credit and to present day they are
please have establishment remove all hard inquiring on all credit bureaus I did not authorize them to check my credit and to present day they are still running my credit all this is doing is lowering my credit score thank you *** ***

I need a certified tittle to register my car in New York and a letter of permission
For over a month I have be contacting them to get a certified copy of the tittle andA letter of permission so I can register my car in New York , they keep telling me that they can't send it to me they have to send it to the dmv and they send me a copy of the tittle which I can't use because it's not a verified copy Ghe Dmv said they don't accept mail from anyone and they will have to send it to me! I have contacted them more than times and I am still not able to register my car in New York because they still have not sent me the right paper work !

I had a few set backs and had to tack on my car payments to the end of my loan, now Exeter is not willing to work with me to make monthly payments
Account #: XXXXXXXI received a letter regarding the maturity date of my car loan, which is 12/12/I knew it was approaching and that there was a balance after the date will be reached, so I called Exeter to work something out with themThe lady I spoke with explained to me that after 12/12/2018, if my balance is not paid in full, and I haven't paid it in full for days, it will go into default and reflect negatively on my credit, even if I continued to make monthly payments in the amount of $I asked her if there was any other options to help me pay off the loan and she said there was notIf I didn't pay the over $owed by 12/12/2018, they would report me every month negatively to the credit bureaus even if I continued to make faithful paymentsThe reason I am in this predicament is because I had back surgery and wasn't

Deferment papers offered to me have not be sent to me after repeated requestsThey said it takes 48hrs for emails
And 3-days for fax delivery
I was informed I was eligible for a payment deferment on my car loanI was told that they were emailing the paperwork necessary for the deferment on 1/19/They said it could take up to 48hrs to receive the emailSince that date to now 2/3/I have called five times requesting the paperwork and to date have not received an emailToday I called again and requested that they fax the paperworkI was informed that it would take 3-days to fax the paperwork

My car was repossessed on 5/17/and I picked it up on 5/20/16, in only three days.Yet Exeter found a way to change my keysI want my keys back
My account number is XXXXXXXThe year/make/model of the car is Honda CR-V-The amount financed was $15,397.31, the interest rate is a wicked 18.99%, the monthly term is 60, and the monthly payments are $The first payment was due on 8/21/
I did not want to purchase a car but I had no choiceMy other car was totaled and I was left without transportation to go to workFrom the day I got the car until approximately two months later I lost my job and I was not able to keep up with the $payments and I have been struggling since, I tried getting out of it but these wicked companies don't want to work with the hard working consumerMy credit got worst trying to refinanceMy credit is bad from loosing so many jobsI begged them to please lower the paymentsThey push a few payments until the end but that still did

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