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Skilled Alteration

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Skilled Alteration Reviews (464)

(I have owned my home since April 2004.) My loan was sold/transferred from *** *** Coto Specialized Loan Servicing in I have asked several times for a monthly statement which they refused to send to meThe extremely rude customer service representatives have informed me that due to my bankruptcy, Monthly statements are not generated and mailed out nor are they available on their websitePrior to the transfer, *** *** mailed out statements every month and also waived the late fees for late payments for clients with BankruptciesI asked Specialized Loan Servicing if they can work with me to waive late fees until my loan is current and I've been told that they never allow thatFor the first time in years, I received a monthly statement dated 5/17/It reflects different amounts due for the monthly paymentI rarely call in, because the reps that answer the phone are unhelpful and extremely unfriendly I called on 6/1/and spoke to diff

My mortgage was previously through ***On 9/29/17, they sent me a letter that effective 10/16/my mortgage loan was being transferred to Specialized Loan Servicing LLC*** gave the new address and a telephone number for Specialized Loan Servicing LLCI have never received a statement from Specialized Loan ServicingI have no idea what my loan or account number isI have sent my last payments thru *** *** ***I can't pay online because I don't have an account/loan number
I have called the Customer Service number (800-315-4757) but can never get through to speak to anyone
I have no idea what is going on with my account

AWFUL! My loan was transferred to these people and it has been one problem after another I have spoken to them at least 1/dozen times and even after being told my escrow was closed they turned around and sent a payment for my property taxes Lies after lies after lies No notes in the file, even though they said they recorded a note! If you loan is here get it out!!!!!! And on hold min this last time! No accountability or responsibility

This is one of the worse Company's operatingI am waiting to a Lawsuit is in place

I currently refinanced my home through a different companyI am due a complete refund of my escrow account with Specialized Loan Servicing, LLC (SLS) but only received a partial refundThe total amount in my escrow account according to my September bill was $but what I received was $which shorted me $I have spoken with several customer service agents with SLS and they all tell me that the $was taken from my escrow account for some sort of payment, which is not trueI paid my August payment and the funds were transferred from *** *** to SLS on August 2017, therefore, there was no shortage of any sortAn escrow account is for taxes and insurances and is not a fund for them to take money as they pleaseI am entitled to a full refund of my escrow account so I should receive the $

I am trying to payoff my mortgage since feb I have been given wrong info told them my desire and they promise to take care of itNo resolveI am know in dispute for my payment not being received and they are claiming nsf and acct closed not trueThey have reported to creditors on my score that supposedly I did not pay julypent and put me in default my first time in years I wired July aug pent and this was postedI got calls that I had to know pay with my debit card that they no longer use western unionLieThey doI have done no wrong yet credit score is defaultedWhen trying to get info on who holds my loan I was misled by sls and told one West Bank Aci and no lieI was dc at one west and ACI doesn't do mortgagesI called consumer bureau and was led to hud Not sure they can fully address this I have still been sent again on a chase weeks in hours a day and no resolve

My mortgage was sold to this company when I tried to make my mortgage payment I was told there wasint an acount set up for me yet as soon as they were ready I would be notifiedI was told I did not have to worry about being late on my payment because it was there faultThree mounths later I was informed I could now make my paymentsAgain I was told it would not effect my credit I was told this on a recorded telephone call They are now telling the credit bureau I was three months late on my mortgage payments This call was recorded yet they refuse to get it off my credit reportI want a copy of this phone call it is my rightI am being screwd by this companyThe no they are wrongbut they denie itPlay my recorded phone and see who is lyingThe are hurtimg my creditLook on line and you can see this has happened to thousands of people this needs to stop

I have called SLS five or six times now after my home loan was sold and they took over servicing my loanI am calling to get the new payment information when my loan converts from an interest-only status to a year fixed, which is scheduled to occur in three to four monthsEvery time that I have called they cannot quote me the new payment information and when I ask them to calculate it they HANG UP ON MEI have heard that others have had nightmares dealing with this company, now I am experiencing it first hand

One of the worst companies in America !!! They don't know the word professional
they lie admhavce people doing the sameWe have been trying to get someone to endorse a check for us at the company and they have excuse after excuse stay away from this company !!!!!!!

My mortgage was sold to this company in June They have refused to acknowledge they have not processed my payments on time This mortgage has never been late and I have a credit score Since that time I have tried to set up an automatic payment for the account, I have sent checks that were not applied and the customer service representative does not understand ENGLISH I have written letters and received a generic response to my concerns Today once again trying to make a payment and they charged me and it is not past due on the 8th of the month They indicated there would be no reporting to the credit bureau until this was corrected I find out today they have done the opposite Do I have to contact the attorney general because they have indicated there is no one in authority to speak to Please advise?

*** *** sold my loan to this companyI have called and waited over an hour to talk to an agent then she hung up on meI am not able to set up payment optionsI need this transfered to another company! Or an adult to call me

I am in the process of going through a short sale on a property I ownThis firm is the secondary lender on the propertyI currently have an offer to purchase the home which has been approved by the primary lenderI sent information to this firm previously for informational purposes to speed up their review process once I get the sign off from the primary lenderOnce I received the approval from the primary I called this firm for them to begin their review processI was told it had already been reviewed and rejected because they did not receive all the necessary info they needed, even though I previously told them I would let them know when it was good for them to start reviewingI then resent all the requested info, called a week later and was told they didn't receive certain info (even though I have documentation showing it was sent in full) then asking for additional itemsI then sent the additional requested documents and called Monday to confirm they had received them and th

On January 1st of our mortgage loans transferred to Specialized loan servicing that had purchased our mortgage without us being aware We paid January and Feb payments to the old company On about March the 3rd the new company locked us out of our house and shut off the utilities They placed a sticker on the inside window of the house stating they had changed the locks and shut off the utilities When I called the phone number on the sticker they refused to give me the mortgage companies name/phone number My wife called the mortgage co and they refused to give us access to the house till we paid jan/feb/march payments on both houses, even though we had already paid They never filed any legal processes or gave any notices To this day, almost a month later they still have not given us a key to the house and have placed day late notices on my credit report even though we are current and did not miss any paymentsThey illegally locked us out, they illegally entered our house, they illegally shut off our utilities and opened up water lines causing water leaks in the house, they illegally put marks on my credit report for mortgages and when I call them multiple times they refuse to fix it and stated “this is a big mystery how this happened.”

I agree with all the other people that have commented on this so-called business My loan was sold to these people last year I have always been current with my bill Now, I receive NO monthly bill and can not always pay via western union on their site because it says my amount due is It says my bill is due on the 7th but on the 5th I owe nothing What's going on with these people???
Revdex.com needs to investigate themIf I'm ever late because of this mess, some associate will call and act uglyugh please do something

In my short experience with this business, it has been a complete nightmare or misinformation, untruths and threats I provide documentation and information as requested, but SLS has failed to meet even the most fundamental deadlines they set I was informed that I should have my loan modification documents by July 15, or early the next week However, it is my experience that they are incapable of meeting any date point for anything I have been stonewalled on every question I submit and speaking with the same person twice is near impossible I have been in limbo since last December at the hands of my previous mortgage holder and this hack mortgage servicer

My husband and I filed chapter bankruptcy almost years ago and SLS is not reporting to the credit bureau they they were included in the bankruptcy They are still reporting incorrectly to the credit bureau and we are receiving bills from them as well

We have loans bought by sis in We applied in may for a loan modification for one loanThey said not to make payments until the decision is made and to only do one loan at a timeWell, it is now December and still do not have official paperwork approving the modificationThey said they mailed the approval which is a trial for three months and if we didn't receive paperwork they are not responsible for the mailThey said that they will re-mail itThey don't record the additional principal payments eitherThis is a terrible business to deal with at any levelStay clear and if they buy your loan, refinance with a different institution if possibleKeep all of your paper work and keeps copies and exact accounting for yourselfI emailed Frederick Korb, waiting for a reply from his office.WHen you call the company and ask to speak to a supervisor, they are never available and you are placed in a 72hour queue Stay away from this company

My loan was sold to SLS back in February from *** *** Since then I have tried working with this company and the right hand does not know what the left hand is doingThey send out wrong figures and wrong datesI had their form signed and notarizedI waited and waited to see if they got the information , they confirmed it and then a month later said they sent to wrong papers to me No one called or sent me letters to say that they sent to wrong information outI did not know until I called to see why my automatic payment was not taken out The representative could not answer what happen or why was this such a awful mishap to this day she can only say that she was sending out new papersI wanted to know what were the new papers saying, she stated that they wanted to change my interest rate and principal amountWho is running this company, they can not be going by any guidelines for a mortgage companyThey said that they are a serving company This is a true nightmareHow

I have been trying to get Specialized Loan Servicing to clear up an issue with back payment they claim I owe and charging me late fees since June of I completed a chapter and I was discharged in April of The Chapter trustee sent a Notice of Final Cure Payment and Completion of Payments under the Plan to SLS listing all payments for each month from 5-8-to 10-22- I start making payment directly to SLS on 10/28- That payment was for Nov I have made every payment since They cannot tell me exactly when a payment was missed They rely on their payment history and instead of looking at all the information I have sent them and comparing it with their payment historyThey send me the same form letters which show I am still one month behind They did not respond to the final cure notice and only after bankruptcy courts discharged the case in April did I start receiving notices that I am delinquent Each time I call I am told that a ticket will

Specialized Loan Servicer is the loan service company on my properties first deed of trust I am doing a REFI They are refusing to refund my property tax escrow account and are applying to the loan payoff amount By refusing to refund my escrow account I am forced to pay into the new escrow account again The escrow account in my money set aside for property taxes It is not their money to be used to lower the loan amount
I contacted the California Department Of Business Oversight and filed a complaint SLS got the complaint, called me, and indicated that they were going to fix the situation This was just a stall tactic to burn up a week, they did nothing they said they were going to do When I called them back, they indicated they never said that and we were back to square one

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