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CarShield

503 Pearl Dr, Cottleville, Missouri, United States, 63376-1071

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CarShield Reviews (%countItem)

I contracted with Carshield for their “Gold/Platinum “ level warranty & JUST discovered today that I never had that level contract. Paid OVER $2k for bmw repair in dec/January 2020.

CarShield Response • Apr 24, 2020

Thank you for bringing this to our attention. We appreciate the opportunity to resolve this matter.

In your complaint, you state you thought you were paying for a "gold/platinum" vehicle service contract but you were actually paying for the "silver" package. Your 2007 BMW X5 with 141,349 miles qualified for the monthly silver powertrain service contract. Each consumer's service contract level is based on their specific vehicle's year make model and mileage. This is the top level of coverage that your vehicle qualified for, based on it's specifics. This coverage level was addressed during the purchase of your contract and in the contract terms that were mailed and emailed to you for your review; with a full 30 day money back guarantee if there was anything you did not like about the contract's terms and conditions.Your service contract has been cancelled as you requested. Your last payment will be credited back to your American Express ***1.

Respectfully,

Customer Relations

I am having a problem with CarShield that we paid for 4 month. We cancelled the policy because nothing is covered. We tried to have repairs done for our 2011 Buick Enclave and the 2010 Nissan Juke. My car was not covered and the 2010 Juke needed a transmission. This was stated that it wouldn't be covered even though we had the gold program for the Juke. We never received any refund for anything even though a request was made. We would like to at least receive 3 months refund from the plan. We are very dissatisfied.

CarShield Response • Apr 24, 2020

Thank you for bringing this to our attention. We have reviewed both your accounts and there have been no claims submitted. There are no notes in your file about transmission issues with your Juke and no claims submitted for your Enclave.

After several calls to you letting you know that your accounts were past due, both accounts cancelled for non payment.

As stated in your contract terms, when cancelled for non payment, no refund is due.

Respectfully,

Customer Relations

Do NOT do business with these high pressure sales people! That’s ALL they are! I have not had them myself, but I have in the past inquired about information and was hounded nonstop with phone calls I had to ignore because I was at work. I believe I answered for them one time and told them I wasn’t interested and to stop contacting me. They said they would, but then continued to call and harass me. I stopped answering my phone and now they’ve started mailing me to hound me into doing business with them. I opted out on their website today and left them a message telling them as much and to leave me alone, or I will be reporting them. Let’s see if they contact me again....if so, they will get an earful that’s for sure! Take a hint CarShield and STOP harassing people!

CarShield Response • Apr 30, 2020

CarShield is here to address your concerns. CarShield is suing the Revdex.com-St. Louis. CarShield recently filed a lawsuit against the Revdex.com-St. Louis. The lawsuit asserts that the Revdex.com- St. Louis is biased against CarShield and that the Revdex.com-St. Louis has used improper means throught the use of misrepresentation relating to CarShield. A copy of the lawsuit is available at http://www.Revdex.comBias.com
Per your request on April 20, 2020, we have placed you on our no contact list.

I signed on the Carshield on February 13, 2020 acquiring a warranty for my Nissan, Sentra 2013. I am the owner and my son is the co-owner. Towards the end of the month of February and the beginning of March, work on my son's job came to a halt because of COVID-19. He was not driving much but had complained of problems with the car shaking. He had taken it to Just Tires on 1/3/20 for an oil check and wheel alignment. No other problems were noted. However, he attempted to drive on 3/28/20 and again it was shaking. Car was towed to *** with a diagnosis of needing a transmission. American Autoshield denied the claim stating the repair shop says it was due to low transmission oil and antifreeze, thus claiming that the car had been neglected. They asked for a copy of the 1/3/20 report which was submitted and our claim was still denied. My son stated the CVT computer alerted him when the car needed an oil change but failed to let him know that the transmission needed fluid and antifreeze also.

CarShield Response • Apr 23, 2020

We appreciate you bringing this to our attention. We have contacted your service contract administrator, American Auto Shield to obtain information on the repair claim you have referenced.American Auto Shield reviewed your claim and stated that your claim was denied due to lack of lubrication. The transmission fluid was found to be over 2.5 quarts low during an inspection by your repair facility.

Your contract terms do state, coverage is excluded if your vehicle is found to have lack of lubrication or proper fluid levels

We have noted that you requested cancellation of your service contract on April 11, 2020. Your contract has been cancelled as you requested and you are in the process of being refunded.

Respectfully,

Customer Relations

I bought a vehicle repair contract. I filed a claim. It was denied. I was mislead by car shield. They told me everything was covered bumper to bumper. I had a blown head gasket on my 07 JAGUAR. I CONTACTED CAR SHIELD THEY WERE VERY RUDE AND TOLD ME I ONLY BOUGHT A DRIVE TRAIN POLICY. I NEVER RECEIVED A COPY OF THE CONTRACT. THEY WERE NOT GOING TOO COVER THE REPAIR. TOTALLY UPSET OVER THIS DECISION. THIS COMPANY IS A SCAM

CarShield Response • Apr 22, 2020

We appreciate you bringing this to our attention and the opportunity to respond to and resolve this matter.

During your initial purchase of the monthly Powertrain Gold service contract your 2007 Jaguar qualified for, all covered components were discussed. You also received an email containing your service contract terms, and your contract booklet was mailed to you with a 30 day "free look" period to review all covered components listed in the contract terms. If there was anything you did not like about the coverage, you would have been afforded a full refund during that time. this was also explained by your sales representative during your initial purchase.

Our sales representatives do not use the term "bumper to bumper" at any time during the explanation of coverage.

Your contract administrator has noted that your repair claim was denied for a head gasket failure. Your head gasket is not listed as covered under the vehicle service contract terms. As you requested on April 17, 2020 your service contract has been cancelled and you have already been issued a full refund of 303.16.

Respectfully,

Customer Relations

I purchased car shields top inclusive contract that was supposed to.cover everything on my car. I had the plan for over 30 days and there were more than the required 1000 miles waiting period. I took my car to the shop and tried to uae carshield. They of course denied the claim, citing various reasons that do not align with the contract promises of coverage. At this point both myself and local shops called and gave hypotheticals. Basically nothing at all was willing to be covered by this warranty broker. I am impacted by Covid19 and expected this warranty I purchased to be honored. They refused to process claim to fix the work. A simple google search will show this company is a scam advertised on daytime tv full of false claims. I expect to be reimbursed in full for the work done to my car that wasnt covered as it should be. Where can I send these documents? Do you have notes of the phone calls? If so, please review them. I have the call logs and entire recorded calls if you want me to send those? Please explain why this claim wasnt honored? Please give a clear timeline as to contract initiation date thru termination date. Please also provide a claima history timeline and all details relating to why the phone team refused to process this valid claim?

CarShield Response • Apr 22, 2020

Thank you for bringing this to our attention. We appreciate the opportunity to help in the resolution of this matter.

We have contacted your service contract administrator, American Auto Shield to obtain information on the repair claim you have referenced. on October 4, 2019 a repair claim was submitted for brake pads and rotors. These normal wear and tear items are routine maintenance items and were not covered under your contract terms. You had been emailed and mailed a copy of your contract terms, listing all covered components. Covered components were also addressed when you purchased the service contract on September 11, 2019.Per your request, your service contract through CarShield was cancelled on October 10, 2019 and a full refund of the one payment you made was credited back to your VISA ending 0496 on October 11, 2019.

Respectfully,

Customer Relations

Customer Response • Apr 22, 2020

Complaint: ***

I am rejecting this response because: They did not supply all the call logs notes requested. I want all invoice records and to know why you wouldnt honor my previous claims submitted. were the sassy *** calls reviewed for accuracy. you will quickly see america is in a race war by tribal *** here

Sincerely

I bought an extended warranty policy from carshield couple months ago, I was having some issue with my car, took the car to the shop submit a claim and found out that what they told me I was covered for ended up wasn't true. This company doesn't keep up with what the offer, the sale rep tells you one thing to get you to buy the policy, when I bought my policy, I had a mechanic on the phone asking them about what was covered, that was the only reason I bought the policy, little did we know when it was time to actually use it, they weren't willing to cover it. I am very dissatisfied of them trying to sell me another policy on top of this policy which was not even cover for the work. This company should be put out of business by trying to scam people. I am totally disppointed.

CarShield Response • Apr 23, 2020

Thank you for reaching out to us with your concerns. We appreciate the opportunity to respond and help you resolve this matter.

You purchased month to month Powertrain Gold Coverage for your 2011 BMW with 105,526 miles. The covered components under your service contract terms were addressed with you during the purchase of your contract. You also were emailed and mailed your contract terms and conditions for your review with a 30 day free look period.

We contacted your service contract administrator on your behalf to get information on the repair claim you have mentioned. They stated that a claim was called in for a leaking gasket. Your contract terms state that there is no stand alone coverage for leaking seals or gaskets.

There are a great many components that are listed as covered in your contract terms, however. Worth noting, your service contract administrator has paid over 10.5 million dollars in covered repair claims in the last 3 months alone.

We have noted that you requested cancellation of your service contract on 4/17/2020. Your contract has been cancelled as you requested and you are in the process of being refunded the two payments you have made.

Sincerely,

Customer Relations

I puchased a protection plan for my 2006 nissan frontier on 3/18/2020. I was told by the sales person that it will be 20 days before I could file a claim. So the 20th day would be 4/7/20 and he agreed. I had my truck in the dealer for an inspection and I was told that I needed the timing chain replaced as the engine was making a high pitched scream which indicates a timing chain issue. The cost quoted was $1250.00. I brought my truck in on 4/14/20 for the repair which is a week after the 20th day. *** called me and told me that car shield will not pay the repair. They told me that I had to put 500 miles on the truck before they would cover the repair. This was never told to me. I asked car shield to get me a copy of the plan that I bought and they never did. it seems they hid the coverage intentionally. I was not happy and ended my contract immediately. This company is no better than other extended companies out there. They bait you and then switch and lie all the way through the process.

CarShield Response • Apr 21, 2020

Thank you for bringing this to our attention. We appreciate the opportunity to respond to and resolve this matter. We have contacted your service contract administrator, American Auto Shield, to obtain information on the repair claim you have referenced. Your claim was denied because you had not yet reached the 500 mile waiting period listed in your vehicle service contract terms.We have reviewed your sales call and our sales representative did inform you of the 20 day and 500 mile waiting period.We have cancelled your account as you requested and you have already been credited for your initial payment of 109.99, back to your *** Card ***.

Respectfully,

Customer Relations

Customer Response • Apr 27, 2020

Complaint: ***

I am rejecting this response because: This is obviously a bait and switch situation as when I agreed to this contract the salesman only stated that there was a 20 day waiting period. Then when I filed a claim on April 14, 20 days and one week later, Steve from *** called me to inform me that the claim was rejected by American Car Shield because the truck had not gone 500 miles. This was news to me. And remember I asked to see the contract and what was covered to which I asked car shield to provide me and it never was. If I had To go 500 miles, the timing might have possibly gone and destroyed the engine. The car shield would have had to replace the engine which would have been much more than $1250.00.

Sincerely

CarShield Response • May 01, 2020

The representative you spoke with did let you know that there was a 20 day AND 500 mile waiting period and that no failures pre-existing the effective date of your service contract would be covered.

Your engine failed within the waiting period and was not eligible for coverage. If you had waiting to submit your claim until you had reached the 500 mile requirement, the fact would remain that the failure occurred within your 500 mile waiting period and would not have been covered.

Your service contract has been cancelled as you requested and you have been refunded the 1 payment you made.

Respectfully,

Customer Relations

Customer Response • May 04, 2020

Complaint: ***

I am rejecting this response because:

Sincerely

TO WHOM IT MY CONCERN. I WAS A CONSUMER OF CARSHIELD FROM DECEMBER TO FEBRUARY 2020. I WENT WITH MAJOR REPAIRS TO TWO CARSHOPS ,AND NEITHER ACCEPTS CARSHIELD. ONLY THREE SHOPS IN HOUSTON AREA ACCEPTS CARSHIELD. DAVIS CHEVEROLET ,ON FEBRUARY 28,2020 I HAD TO PAY NEARLY 900 DOLLARS CASH BECAUSE THEY CANCELLED CARSHIED ,BECAUSE OF BAD EXPERIENCE WITH THEM. THATS THE DAY I CANCELED MY POLICY. THANKS.C

CarShield Response • Apr 21, 2020

Thank you for bringing this to our attention We are very sorry to hear that some of the repair facilities in your area do not accept CarShield coverage. We will be happy to refund the 3 payments you have made to resolve this matter for you.

Respectfully,

Customer Relations

Customer Response • Apr 24, 2020

Revdex.com:

I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.

Sincerely

I purchased the New Car Diamond Coverage on 4/1/2019 for my 2013 Mercedes and never need to use it until now 4/15/2020. Mercedes ran diagnostic testing to see what the problem with the car was (which I had to pay $269.00 and I was not aware) then I had to pay $100.00 deducible which I know I was responsible for. I am now also responsible for $221.00 for parts. Car Shield told me that they will not totally cover the cost of the parts because Mercedes parts are too expensive (not my problem) and wanted me to take my car to another repair shop like Firestone or Menieke and some other mom and pop repair shop. I told them I got the warranty because they told me I could take my car to be repaired anywhere and to my understanding I would not incur any additional expenses. I want my car fixed properly, Car Shield and Mercedes can not agree on parts and the cost of services so I fell that I have been caught up in the middle of a cat fight. Mercedes told me that they always have issues with Car Shield not wanting to pay for the cost of repairs even though customers have the top warranty that they sell.
I have been trying to contact the corporate office and no one will give me that number. I the number listed on the website goes to voicemail. I have the top of the line coverage and I don't fell that I should have to pay the diagnostics cost nor should I have to pay for parts. I have paid Car Shield over $1,200 dollars in monthly payments and I did not expect to come out of my pocket with almost $600.00 in repair cost that's not why I got the warranty. As soon as this is resolved I will contacting an attorney.

CarShield Response • Apr 21, 2020

We appreciate you bringing this to our attention. We have contacted your service contracted administrator on your behalf to obtain information on the repair claim you have referenced.

American Auto Shield, your service contract administrator, stated that they authorized the repair of your blower motor in the amount of $745.96, and paid your repair facility on April 17, 2020.

As noted on the first three pages of your service contract, American Auto Shield is your service contract administrator and the obligated party under your contract terms. American Auto Shield has full authority over repair claim procedures, decisions and payments. If you have any further questions or dispute regarding this repair claim, please contact American Auto Shield directly or see section M, Dispute Resolution, of your contract.

Respectfully,

Customer Relations

I have repeatedly 7 or more times ask them to stop calling and sending mail to me. Yesterday I received and letter saying my warranty had expired. I have never nor will I ever do business with them.

CarShield Response • Apr 22, 2020

Thank you for bringing this to our attention. We appreciate the opportunity to resolve this issue.CarShield does not now, nor have we ever, used an automatic telephone dialing system to market to consumers. All calls made by CarShield are at the request of consumers who are looking for information about purchasing a vehicle service contract. Many times, consumers receive one of our mailers and assume the calls are coming from us as well. In reality it is another company that sells vehicle service contracts that is trying to contact them by phone.I have reviewed our phone records and the only time we have spoken with you is when you called us on January 15, 2020 at 4:36 p.m. and requested that we take you off our contact list. We removed you from our mailing list at that time.

We have made no calls to the number you have provided. Your information has been removed from our mailing list.

Respectfully,

Customer Relations

To whom it may concern,
My name is ***. I am filing a complaint because having a major problem with CarShield, whom I purchased an extended warranty for 100,000 miles for my car, a 2012 Toyota Prius V, back in July 2017. On March 18, 2020, while driving the vehicle, the connecting rod broke in the engine. After the car was towed at a CarShield approved mechanic, an claims appraiser arrived a few days later and determined that the problem was not covered under the warranty. However, the warranty, which I am still covered for another 35,000 miles, does state that the engine is covered, except for electronic components. I would like to file for arbitration on this issue, however, the section in the contract about disputing a resolution is extremely difficult to understand on how to proceed with this matter. Can you please help direct me towards filing a complaint and arbitration on this issue?

Here is the section in the contract about disputing a resolution.

M. DISPUTE RESOLUTION
Any legal dispute between YOU and ADMINISTRATOR relating to this CONTRACT may be resolved by arbitration. To begin arbitration, either You or We must make a written demand for arbitration within sixty (60) days of ADMINISTRATOR’S final decision. The arbitration will take place before a single arbitrator. It will be administered in keeping with the Conditionally Binding Arbitration Rules ("Rules") of the Revdex.com ("Revdex.com") in effect when the Claim is filed. You may get a copy of the Revdex.com's Rules by contacting Revdex.com ***, calling ***, or visiting www.Revdex.com.org.You agree that any arbitration proceeding or litigation will only consider Your Claims. Claims by, or on behalf of, other individuals will not be arbitrated or litigated in any proceeding that is considering Your Claims. In the event of litigation involving this CONTRACT, venue shall be in the courts of Jefferson County, Colorado. Please refer to the Special State Disclosures section of this CONTRACT for any added requirements in Your state.

CarShield Response • Apr 20, 2020

Thank you for bringing this to our attention. We contacted your service contract administrator on your behalf to check the status of your repair claim. American Auto Shield's claim supervisor has stated that he spoke with you on April 17, 2020 (after this complaint was filed) and was able to resolve this matter for you.

Respectfully,

Customer Relations

I called Car Shield before bringing my truck to find out if I would be covered and the answer was "bring your vehicle ASAP so we can start a claim". After paying 2 different times for 2 different problems the sum of 269.00 each time to find out what was wrong with my truck I was denied coverage from Car Shield! I was told all they can do is reduce my monthly payment from this point forward. I would like to know how to get all my payments back from this scam plus the $532.00 I spent for bringing my car to the dealer and nothing was fixed!

CarShield Response • Apr 21, 2020

We appreciate the opportunity to help in the resolution of this matter. We have contacted your service contract administrator, American Auto Shield, to obtain information on the repair claim you have referenced. On March 10,2020, your claim was denied because gasket seals are not listed as covered components under your vehicle service contract terms. That same day, we reviewed our customer part sourcing program with you but were informed the repair facility you chose did not allow parts to be shipped to the facility. Your service contract has been cancelled as you requested.Respectfully,Customer Relations

Well I had their highest package that covered almost everything and the paid absolutely nothing.
I had my radiator replaced and all water hoeing which came to $1800 and I end up paying for everything

CarShield Response • Apr 17, 2020

We see you had a Powertrain service contract for your 2002 Cadillac Escalade with 176,373 miles. Your roadside assistance paid for a tow for you when your vehicle was overheating. A repair claim was submitted for a thermostat and radiator with radiator hose. These components were not listed in your powertrain contract as covered components. Your service contract cancelled for non payment in December of 2018.

After watching the many advertisements constantly appearing television, I decided to enroll in Car Shield's warranty protection plan in March 2019. Car Shield enrolled me into their plan indicating coverage would become effective after a 30 day per-existing condition exclusion. Enrollment included the year, make, model and serial number of my vehicle and the appropriate premium payment. After 3 months of protection, I took my 2007 BMW X5 SUV to my local mechanic (***)for service and the vehicle was diagnosed with an engine problem.
Car Shield first advised me that my vehicle was ineligible for the expenses incurred because it was no an engine problem. My mechanic and I challenged the decision due to the fact that it was deemed by the mechanic as an engine problem. I was later advised that the charges would not be covered because it was purchased under the lemon law and should have never been covered under the Car Shield Plan. I called and advised Car Shield that I provided the serial number of the vehicle before it was insured and that I had never received documentation providing any limitations and exclusions. Subsequently, on 08/13/19, one month of premium was refunded and the policy was cancelled.I wrote the company on several occasions and request the return of the additional 2 months premiums, I further advised that I would be contacting the insurance commissioner if all premiums were not refunded. As of this date I have not been contacted by Car Shield.

CarShield Response • Apr 17, 2020

Thank you for reaching out to us. We appreciate the opportunity to respond to and resolve this matter for you.

We contacted your service contract administrator, American Auto Shield (AAS), to obtain information on the repair claim you referenced. AAS stated that they found your vehicle to have a branded title due to lemon law buyback. Based on the contract terms, AAS stated that they have no liability for this vehicle due to the branded title.

We reviewed your sales call where the representative you spoke with specifically asked if your vehicle had a salvage or branded title for any reason. You responded, "No".Specific language stated in your contract is as follows: "Excluded from contract coverage, are repairs if your vehicle is: A non-US specification model, is rated over one ton payload capacity, IS A LEMON LAW BUYBACK VEHICLE, is a grey market vehicle or has ever had a title indication of salvage, junk, branded or other designation indicating that the vehicle has been stolen, wrecked, destroyed, water damaged, or otherwise damaged to the extent that it was considered to be uneconomical to repair."Your service contract has been void due to the branded title for lemon law buyback. You have already had your initial payment credited back to Visa Card ***.

Your should be receiving the remainder of your full refund in approximately 7-10 business days.Respectfully,

Customer Relations

Customer Response • Apr 28, 2020

Complaint: ***

I am rejecting this response because:

Thank you for your quick review and response to my March 30, 2020 letter regarding CarShield. Were it not for your agency, the consumer would have no voice.

Please be advised that as of this date, I have never received a contract of any sort by CarShield. Now I understand why - because CarShield planned to cover nothing! Further, since I have not yet been granted a title, I would not have been able to address any questions concerning how the vehicle title is "branded."

I am very appreciative, that on the same date of your letter, I also received a check for premiums withheld by CarShield for almost a year. However, due to the fact that CarShield was provided with the correct VIN# of my vehicle and had the ability and tools to make an informed decision before accepting my premiums and assuring me through the sales call that the only caveat to not receiving coverage was that my car "must be running and not torn down sitting in one's garage waiting to be repaired."

When we began to notice an issue with my vehicle, I took it to my mechanic to be diagnosed. My mechanic spent hours over several days trying to get coverage information from CarShield. He wasted so much of his time on hold that he informed me that he could no longer take time away from his shop hours to stay on the phone with CarShield trying to get coverage information. Coverage was initially denied due to a non engine related issue. When my mechanic challenged the first denial, over a period of several days, a new and second denial was provided (lemon law).

Attached is a copy of the bill that I paid my mechanic while paying premiums to CarShield. It is my contention that CarShield should have never withheld my premiums for this length of time if my vehicle was never covered. I further contend that CarShield is liable for all charges incurred on my vehicle while premiums were being paid.

Sincerely

CarShield Response • May 01, 2020

We are glad that you have received your full refund, plus an extra payment that had already been refunded back to you in August of 2019.

If you have any additional dispute regarding your service contract administrator, American Auto Shield's, decision to deny your claim due to a branded title, you would need to direct that complaint toward American Auto Shield. As stated in your contract terms, American Auto Shield is your service contract administrator and obligated party under your contract. They have full authority over repair claim procedures and decisions and will be able to address any further dispute you may have.

Again, you have been refunded in full, plus 1 payment.

Respectfully,

Customer Relations

I purchased my warranty knowing that I would be doing a lot of traveling for the government. At the time my temp duty station was in Virginia. While speaking with the Carshield agent who sold me the policy I specifically asked about mileage and if there were any limits -explaining the nature of my work. I informed him that I drive around the country & put a lot of miles on my vehicle. The agent explained as long as I make monthly payments that my warranty would be honored. I gave him my credit card info as I did not want any issues with them not being able to reach me while on the road. -A few days later my father was admitted into the ICU in Florida and I traveled almost daily to assist my father as the sole care giver. Months later I received my orders for my new duty station and knowing that I would have to drive between my new duty station and Florida I decided to get my brakes repaired and get a check up for my vehicle. The shop stated the repairs needed would cost between $5-6k. I contacted CarShield and each time I asked called the repair shop, I was told how Car Shield continues to delay/deny the claim asking for more proof. Repair shop provides it, Car Shield asks for my proof -over and over again... Now weeks later an Adjuster from CarShield asks me for more proof regarding mileage etc. I explained the below health conditions of my father, nature of work etc. I even provided proof of the above including medical records, employment records & receipts for work performed on my vehicle -verifying the mileage each time it was repaired. However the Adjusters continue to deny the claim. Latest info from them on 4/13/20 states they want me to call a dealership that I have never been to and request documentation from them that belongs to another customer. In good faith, I contacted the dealership and was told they couldn't release these records to me as I was not their customer (whom they have a good relationship as this person owns a repair shop and sends lots of business their way almost daily). I relayed this information to Car Shield and even suggested calling them on a 3 way conference call so they could hear for themselves. -Still the Adjuster demanded I give them the document from the dealership which the dealership refused to do. I feel lied to. I feel that the selling agent either lied to increase sales or as my repair shop stated simply find ways to deny your claim or hope that you will give up and stop pursuing the claim. I never received a copy of my contract until requesting one being sent to me on 4 separate occasions. -Either way it appears that this business uses unscrupulous business practices that focuses on taking money from its customers and not paying claims as its commercials and sales employees state.

CarShield Response • Apr 20, 2020

We are in receipt of the complaint you have filed. We appreciate you bringing this to our attention and giving us the opportunity to resolve this matter. As noted on the first three pages of your contract, American Auto Shield is the service contract administrator of your vehicle service contract for your 2011 Land Rover. American Auto Shield has full authority over repair claim procedures and payments.

We have contacted American Auto Shield to obtain information on your claim. They have requested service records with regards to the mileage on your vehicle. The claim adjuster's notes state that your claim has not been denied, they are waiting for you the provide service records before they can make a final decision on your claim. If you have any further questions about the information needed to proceed with your claim; you can reach American Auto Shield ***. ***

Respectfully,

Customer Relations

I purchased carshield after my extended warranty on my vehicle expired for my disability to my carshield claim what is a good price but after three months the transmission went out on my truck I took it to a reputable transmission shop and they checked it out saying it needs a rebuilt torque converter and transmission contacted carshield 3 weeks later they contacted me and said there was not covered cuz they needed service records for the last year Well since I was disabled and did the repairs myself which was only an oil change and an air filter I didn't have the receipt for it so they denied me and the repairs I don't recommend carshield unless you have every receipt for any service that you had done to your vehicle and the last year I guess that was my fault because I didn't read the fine print and every paragraph of their report sad to say their l commercials are very misleading because they don't tell anybody upfront what needs to be done they email you the contract and you're supposed to sit there and read it line by line I wouldn't recommend it for anybody unless you're a perfectionist and have every receipt

CarShield Response • Apr 30, 2020

CarShield is here to address your concerns. CarShield is suing the Revdex.com-St. Louis. CarShield recently filed a lawsuit against the Revdex.com-St. Louis. The lawsuit asserts that the Revdex.com- St. Louis is biased against CarShield and that the Revdex.com-St. Louis has used improper means through the use of misrepresentation relating to CarShield. A copy of the lawsuit is available at http://www.Revdex.comBias.com
CarShield is here to address your concerns. CarShield is suing the Revdex.com-St. Louis. CarShield recently filed a lawsuit against the Revdex.com-St. Louis. The lawsuit asserts that the Revdex.com- St. Louis is biased against CarShield and that the Revdex.com-St. Louis has used improper means through the use of misrepresentation relating to CarShield. A copy of the lawsuit is available at http://www.Revdex.comBias.com
As stated in Section E, paragraph 2 of your vehicle service contract, maintenance records may be required in the event of a mechanical breakdown or failure. CarShield contracts come with a 30-days money back guarantee so customers have a chance to read the contract terms and cancel if there is anything they do not like.
I have also reviewed the initial sales call and our CarShield sales representative did in fact tell you about the need to keep maintenance records.
At your request, your account was cancelled on March 9, 2020.

Customer Response • May 01, 2020

in a statement it say may ask not demand record , I could see that but for a $40.00

Purchased a policy November 2019 for my Mercedes gl 450. Took my car to the dealership last week (April 2020). Dealership said I needed a new engine, radiator and a few other things to total $40,000. My policy covered engine, transmission, drivetrain, etc. according to carshield, when I signed up for the policy and gave them the miles, 1 mile before that the car through a code for an o2 sensor. They wouldn’t cover me for that. I REPEAT, ONE MILE! For the record I submitted receipts for the repairs for that sensor but they didn’t car, and I know for a fact that code wasn’t there anywhere near the mileage that they claimed, they just looked for a reason not to foot the bill WHICH IS WHAT INSURANCE IS FOR. They are a rip off and I wouldn’t recommend there service to anyone!! There’s a reason the have an F from the Revdex.com, just wish I’d done more research before I signed up.

CarShield Response • Apr 17, 2020

Thank you for bringing this to our attention. We contacted your service contract administrator to obtain information on the repair you have referenced. They stated that your repair facility pulled the codes and the failure occurred 1 mile before you purchased the service contract. This failure was clearly pre existing the purchase date of your service contract and not eligible for coverage.
We will refund the money you have paid into your coverage as a gesture of goodwill.

denial of a valid claim on automobile engine failure. I have all records from the auto dealer, and there are no previous issues with the failure problem. I can provide detail information later.

CarShield Response • Apr 15, 2020

Thank you for bringing this to our attention. We appreciate the opportunity to assist you in the resolution of this matter. The service contract number you provided, ***, pulls up a service contract with a name other than yours. Are you filing this complaint on behalf of someone else?

Please provide the name associated with the service contract you are referring to, along with the last 6 digits of the VIN number so we can make sure we are reviewing the correct vehicle service contract.

Thank you

Customer Relations

I had a contract with this company and I wanted to cancel it and they said I was too late. I paid out $214.00. They didn't fulfill the contract. They didn't cover the work on my truck, which I had to pay out of my pocket, $514.13.

CarShield Response • Apr 15, 2020

Thank you for bringing this to our attention. We appreciate the opportunity to respond and clarify this matter.

Your purchased a powertrain service contract for your 2004 Ford F250 on March 3, 2020. On April 9, 2020 a repair claim was submitted for a transmission shifting issue.

When your service contract administrator, American Auto Shield, spoke with you on April 9, 2020, you stated that your vehicle had started having shifting issues and problems being put into park, 3 or 4 weeks prior. This clearly put the time of failure during your contract's initial waiting period and, unfortunately, is not eligible for coverage.

Your service contract has been cancelled as you requested and you are in the process of being refunded the 2 payments you have made.

Respectfully,

Customer Relations

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Address: 503 Pearl Dr, Cottleville, Missouri, United States, 63376-1071

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