CarShield Reviews (%countItem)
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Address: 503 Pearl Dr, Cottleville, Missouri, United States, 63376-1071
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I started trying t reach someone to file a claim on 2-14-2019. It took me all day to get through, the I finally did, they told me I needed to be at the repair place so they could talk to the shop. I took off Friday the 15th anticipating a long hold time. After being on hold for 2 hours they requested the shop send in pics to see if they would cover the claim. this was at 10 am 2/15/2019. We have still to hear if the claim is covered. They refuse to give my money back.
The components that your repair facility called in for repair were your oil pan gasket and an oil change. These items are not listed as covered components under your powertrain service contract, as they are normal wear and tear items.
We have cancelled your service contract as you requested and you should receive your refund in 7-10 days.
Respectfully,
Customer Relations
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me. This is a terrible business
Sincerely
If I could give them a zero I would. I purchased the policy in January as I explained to the rep selling it I have never had any problems with my car. I keep the oil change and the other fluids checked but she talked me into it. Now in February i'm driving and all of a sudden I hear a loud noise coming from the car so I go home call my husband he says call the warranty company. I call the rep filled a claim and they stated to tow it. The dealership is 3.8 miles from my home according to them not one tow company would tow for just the $75 coverage, I would be out of pocket for at least $60-70 more I didn't agree. I google a company myself and the first one I dialed said $75 just that easy, but the rep didn't want to do the work. Once at dealership they find the rocker arms and lifts are bad and needs a back wiper battery. The dealership called over and over holding for up to 3hrs at times. Finally they send out a inspector and they declined everything but the wiper battery. The dealership told me I needed to bring in all receipts showing I have done oil maintenance and anything else. I provided receipts for oil changes with the basic maintenance requirements done for the last 2 1/2 years. I have always used the same company for oil maintenance so this was easy to provide yet they still declined it. After being hung up on because they claim there phones have been on maintenance finally I Spoke with a supervisor/claims manager and he said the policy is only one month old and the pictures shows sludge and but my question was how could I have sludge with only premium oil maintenance being done every 6 months which is suggested by the manufacturer. Supervisor says well this means you didn't have your oil changed that's my fault. Every receipt shows mileage, vin # and date and time. They have no reason to decline even the dealership said if there's proof of maintenance so whats the problem. Now I have a $2000.00 or more bill. As a customer if you have done all the necessary things for your car keeping all receipts to prove you care for your car. Then you are paying for warranty plan for them to come back and say decline then they are just taking advantage of people. The claims supervisor doesn't care and when I asked what does the policy being 2 months old have to do with anything he says well we usually deny all claims within the first 3/4 months because nothing serious happens until after that. This company is a rip off a car can run excellent today and horribly tomorrow. When they are selling it the need to add if your car needs repair within the first 3/4 months the claim will be Denied, due to our car shield taking your money. Do not buy the car shield warranty because your really not covered at all.
I signed a contract with CarShield for two cars on November 20, 2018. Later, I had trouble with the car overheating. I took it to the mechanic he suggested a block test and he found that there is low pressure on three cylinders and that the head gaskets were blown. It took CarShield two weeks or more to even get to the right department. They wanted me to have the engine broken down to determine what caused the problem. That didn't make any sense to me, because they weren't going to cover that. The customer service representative was very rude. They were looking for a reason to not cover the issue that was broken. So far I have spent $474.00 on coverage with this company. I would like to cancel the agreement, and have sent a letter via USPS to this effect.
We have contacted your service contract administrator to check the status of your repair claim. American Auto Shield shows that no repair claims have been submitted. However, we see that our customer service department spoke with you regarding 02 sensors. Those are not listed as covered components under your service contracts terms, but we were able to offer you part sourcing to save on the cost of this repair. If ever you need a repair that is not listed as covered under the contract terms, the administrator always offers this money saving part sourcing option.
We do have notes in our file that we have received your request to cancel your service contract. Your contract has been cancelled as you requested and you are being refunded in full as a gesture of goodwill.
Respectfully,
Customer Relations
First I want to say that CAR SHIELD handled my initial complaint with my car . There was not problem in the claim to handle my engine repair, it was handle professionally and efficiently with no problem, I was very satisfied.
However when I submitted my claim for a rental car, that's were I was very disappointed with there service center.
I called them on September 26 and was told I could submit my claim on line and was given a claim number *** I submitted the claim on Oct 6 via E-mail. I never received a reply , so I sent the original e-mail again on Nov 24th, again received no replay [ not even an acknowledgement that they had received it] .Again in Jan and Feb sent with same result. Now your probably wondering why I didn't call, My business takes me to China on a regular basis , I spend about half the year they're working, and it's difficult and expensive to call the US. I also explained this to them in my last to e-mails to them.
I was home for a couple of weeks this month, so I did call them. Phone was answered politely , told them my story and was told I had to speak to an agent [or manager] was put on hold… for 40 minutes, called again the next day twice with the same result, did loose patience after 30 minutes . I could not wait for that long on the phone as I had other business and called to take care of. Totally frustrated I sent them one more e- mail and threaten them with taking the claim to you, again no response.The unprofessional way they operate there claims department tells me they they don't really care about customer service and there commercial that they run every day, says the will take care of your rental I" in a snap" is so misleading is a joke. We are not talking about a lot of money here $213. I just feel that they are taking advantage of me with there non responsive attitude, hoping I'll just go away.
We are glad to hear that your repair claim was handled in an efficient and courteous manner. We appreciate you letting us know.
We know that your claims administrator was recently having repairs made to their phone lines, which unfortunately made for some long hold times. We do apologize for the delay with your rental car payment.
We have contacted them on your behalf and requested that they get in touch with you as soon as possible to rectify your rental car payment issue. They should be contacting you very shortly.
Respectfully,
Customer Relations
Fix my truck.
We contacted the administrator of ***'s service contract, ***, on February 22, 2019 and requested that they reach out to *** regarding reimbursement of the covered components of his recent repair.
*** stated that they did contact *** who said the water pump had been replaced and paid for. *** advised him to submit the invoice for reimbursement review. They provided him with a fax number and email address that he could send the invoice to. *** said he would send in the invoice.
Respectfully
Customer Relations
This is a terrible company to give your money too!! I had thier supposed best coverage with the works and of course when the time came to fix my car they covered NONE!!! DO NOT USE THIS PLACE, Then they kept $300 for doing nothing, and refused to tell me how they charged me, the owner of this company himself blew me off and never got back to me. Save your money this place is a ***!!!
We appreciate the opportunity to respond to your concerns. The repair claim that was submitted was for a PCV valve and trans cooler lines. These components are not listed as covered under your service contract's terms.
Your service contract has been cancelled as you requested and your MasterCard has been credited the prorated amount due of $2961.64 on 2/13/2019. MasterCard generally takes 3-5 business days to show the credit to your account.
The cancellation section of your contract outlines prorated refund calculation.
Respectfully,
Customer Relations
I currently have car shield. My car had the check engine light pop on approximately 2 to 3 months after purchasing the policy. I took my car into a shop, they took car shields info down. They called and were on hold for 4 hours and had to hang up. They called the next day and were on hold again for 3 hours. Finally they got through, and Car Shield told them they had to send an inspector out for the vehicle. We didn't hear back from them for a week, I called and they apparently were waiting on maintenance or a purchase invoice to date the vehicle. I gave them the purchase invoice immediately, then we heard nothing for another week. I called my car mechanic, and he has heard nothing. So I call again. This time I am on hold for 1 hour then am told my mechanic needed to talk with Car Shield in regards to my power train. NO ONE was notified of this requirement, and the mechanic is telling me I have to pick the vehicle up or get them in, because the vehicle has been sitting there for 2 weeks. So I call again, after 5 minutes, she transfers me to the "claims department". I am on hold for 30 minutes, then a person picks up and asks "How can I assist you today" I tell them my story and she says well let me transfer you to the claims department. I say I have been waiting for them for 30 minutes not another person to transfer me again. She says well I have to transfer you. I have currently been on hold for 2 hours. The call back service doesn't work according to the receptionist so don't bother with that. Meanwhile, I am paying for this service. I get a call back while I holding, so I answer in hopes that it is my other call that I put in earlier this morning. It wasn't.. then when I switched back, I missed the claims department after 2.5 hours of waiting! Absolutely surreal what you have to go through with this company! I will be suggesting to everyone do not use this company! I am already committed and stuck for now, but do not go to this company its absolutely ridiculous with what you have to go through!
We do apologize for the hold times you experienced. Our administrator's claim department phone line provider was experiencing failures with the phone lines. They were in the process of repairing those lines.
We have contacted the administrator on your behalf to get an update on your repair claim. They stated that the VLOM manifold was diagnosed as the component that failed. The VLOM is bolted to the top of the engine valley, below the intake manifold assembly. The VLOM consists of 4 electrically operated solenoids and is not listed as a covered component in the terms of your powertrain service contract.
If you have any other questions or there is anything else we can assist you with, please contact our customer service department at ***
Respectfully,
Customer Relations
I am not satisfied with your response. You consistently had me on hold, you denied my claim in 45 minutes. I was on hold for a total of at least 10 hours between three days. I was paying for a service that not only was a huge waste of time and money, covers themselves from paying out on larger items due to not covering other items that cause the larger items to fail in a vehicle. You sold the idea of making my car "invincible" when I was talking with the sales rep. In the customer service business, you provide a service. Not only was I unable to do ANYTHING with my vehicle for 2 weeks, not only did you deny the claim in 45 minutes after the two weeks, I spent a massive amount of time on the phone, only to get hung up on after a period of time. As a customer service provider, your issues are NOT my problem, nor should they be part of your excuse to why I should be understanding of your situation. Your only concern, should be providing the customer with a service they are happy with. Otherwise you have no business. You did not provide that service. IF you wanted to make anything right, before I threatened to cancel, should have been to the time to offer additional assistance such as, "sourcing parts" or "negotiating labor rates". Instead you waited until I called to cancel to offer that. You would have earned a lifetime customer and possibly many more from my friends, co-workers, and family, but instead you made your name infamous. You can cancel my service, refund all of my money that was basically "stolen", and we will part ways. Do this so at least when I tell everyone I possibly can about my experience, I can at least end with, Car Shield was honest enough to refund my money I wasted on a service that cost me more in time, stress, and money than I ever expected from a company that I originally sought out to simply make my life easier and help my family live a little bit more stress free knowing we are covered in case something were to happen.
Car shield is not providing any service. My car has been in the repair shop for 2 week now as my repair shop has been calling every day on for one hr to a hold of someone only to be transferred to another que for another 1 1/2 hrs then get disconnected. I have a claim and my shop just needs provide a diagnostic to see what is cover to move forward. This process should not be taking this long...
We checked with the administrator/obligor of your service contract, ***, on your behalf and see that they have spoken to your repair facility today (2-19-2019) to set up an independent inspection to determine cause of failure. This is the next step in your repair claim process.
Please contact *** at ***f you have any additional questions regarding your repair claim. You may also contact our customer service department any time you need assistance or have any questions at ***
Respectfully,
Customer relations
Complaint: ***
I am rejecting this response because:
Provide all the info and still have not heard anything. Claim been open for 2 week now and car been in the shop that long. would you agree that this is a long process to find just to find out if claim approved or not?
Sincerely
We contacted your service contract administrator and see that you have spoken with them today, 2/21/2019, regarding the repair claim that was submitted.
As we stated in our last response, please contact American Auto Shield if you have any other inquires about claim related matters. American Auto Shield has full authority over claims decisions and procedures, as the administrator/obligor of your service contract. They can be reached at ***.
Customer Relations
I have received numerous letters from them over the past few years, they use different spellings of my name, as well as the names of my parents, both of whom have been deceased 5-6 years and never lived at this address. My Mom never drove a day in her life much less owned a vehicle (the latest letter came once again her name). I call each time and ask them to remove my ADDRESS from their system, the very rude people on the other end claim they do it, yet I still receive letters from them every 2-3 weeks. I feel I am being harassed. I have added my address to the government do not contact list, yet nothing stops them!
We show no incoming calls from the phone number listed in this complaint. If you could send us the ID number listed on the mailer you received we would be able to verify if the mailer was sent on our behalf or if it came from one of the many other vehicle service contract marketers out there.
In the mean time we will add your name and address to our do not mail list.
Looking forward to hearing back from you so we can further investigate this matter.
Respectfully,
Consumer Relations
Complaint: ***
I am rejecting this response because: In answer to their question the ID number on the most recent letter is ***, it is in my mother's name, my mother who passed away 6 years ago, never drove a day in her life, never owned a vehicle, never lived at this address! I've noticed they give the exact same response to each person who has the same complaint. They use different phone numbers on the letters I have received, yet same name, same address. Common practice in many scams! I want it made clear if my address is not removed from their system permanently, my next step will be contacting a lawyer with all of these letters, and will seek punitive damages for harassment!
Sincerely
Thank you for supplying the ID number on the mailer you received. Lenora Hendrix has been removed from our mailing list as well as your information.
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely,
***
I am keeping all emails and screenshots of my complaint. I do not trust this company, and I will take legal action if I receive any further contact from them. For now I will accept their response.
Purchased an auto repair warranty. Blower motor stopped working on my COVERED vehicle. Brought veh.to dealership for repair. Service person on HOLD 1 1/2 hrs. Then disconnected. Internet site temp. disabled..could not get thru. Called Car shield..told them problem..they said Co. That handles claims in Colorado..having phone problems and on line problems. Instructed to keep trying through out the week. Gave me a fax number at end of week to fax PAPERWORK to claims Dept. Since I paid for COVERED repairs. Faxed PAPERWORK and got confirmation of receipt.. Did not hear from them re:Fax so called them ..after 10 min. On hold, customer relations person *** answered phone. Confirming that they received the fax, she said claims adjuster made notes that charges were not Fair Market Value and job should have taken one hour not three. NOT TRUE...Mercedes displays per hour charges in view and everything was charged correctly. Blower Moter was covered under my policy. When I purchased policy, salesperson stated that car could be taken to any repair Co. Including MY MERCEDES DEALER SERVICE DEPT. and parts replaced with M.B. parts...not a problem.. The ONLY THING I WOULD HAVE TO PAY IS $100 DEDUCTIBLE....as long as part was covered u dear my policy..WHICH IT WAS. Kimberly stated Claims person said only paying $296.91 minus $100 DEDUCTIBLE so $196.91....Bill was $725.60. $315.20 for labor and $410.40 for parts. I asked if adjuster spoke to service at Mercedes ..she stated NO. I asked the Adjusters name and she said she didn't know.???? I said He didn't sign his notes?? She stated " she couldn't make out his name" ??? I asked if I could speak to adjuster and she said the wait time would be 55 min. HOW COULD SHE TRANFER ME TO A PERSON IF SBE DIDN'T KNOW WHO HE Ws??? I asked if he would call me..she said no and to try back tomorrow. I fell this company falsely represented their services and how repairs would be paid upon my purchase. I was Totally LIED TO!! I want payment for my vehicles repairs minus my $100 deductible as agreed upon when I purchased this Po,icy! ADJUSTER DID NOT EVEN CONTACT MY SERVICE ADVISOR regarding any questions he may have had. DEFINITELY FALSE STATEMENTS MADE OF SERVICES UPON PURCHASE.
We contacted the administrator of your service contract on your behalf to get more information on the repair claim you have referenced.
American Auto Shield stated that reimbursement claims are all reviewed based on what the contract would have paid had the claim been called in by the repair shop as is the normal course of submitting a claim.
You had a blower motor replaced and paid the shop for the repairs. You submitted the invoice to the administrator to review for reimbursement. The shops pricing was $410.40 for the part and they charged 2 hours of labor at a cost of $315.20.
The contract liability was for an *** part, price available at $91.99. The labor verified through *** was 1 hour for the repair @ $157.63 per hour and .3 hours for diagnosis. Total labor the contract would have paid came to $204.92 plus the parts totaled $296.91 minus your 100.00 deductible leaves the amount to reimburse of $196.91.
If you have any other questions or concerns regarding this repair, please contact *** directly at ***. They would be able to fully address any claim related inquiries.
Respectfully,
Customer Relations
Complaint: ***
I am rejecting this response because:
As I stated in my complaint, MY DEALERSHIP NOR MYSELF WAS ABLE TO GET THROUGH TO CLAIMS!! I made NUMEROUS inquiries to CAR SHIELD, where policy was purchased..they stated they were aware that ***, was having problem with putting in new phone lines, AND was having a BIG BLIZZARD in COLORADO. My dealership, plus myself tried to get through VIA internet and it stated it was temporarily DOWN!! I COULD NOT LEAVE MY CAR WITHOUT BEING FIXED, and having NO HEAT BLOWER OR DEFROSTER to use...Finally, AT END OF WEEK, lady at car SHIELD TOLD ME TO FAX PAPERWORK to them..which I did...SO, how could we follow procedure to CALL IN PROBLEM OR submit thru internet, when it was IMPOSSIBLE to do that for over a week. Since CAR SHIELD, CUSTOMER SERVICE GAVE ME A FAX NUMBER TO FAX TO CLAIMS DEPT., Why should I be penalized payment????? The WOMEN I spoke to made notations in computer of EVERY TIME I CALLED THEM ABOUT WHAT TO DO BECAUSE WE COULDN'T GET THROUGH. I SHOULD STILL RECEIVE MY REIMBURSEMENT! Since it was beyond my control.
As far as being given WRONG INFO. ON HOW POLICY WORKS, is now water under the bridge and I NEVER would have purchased policy based on how they operate. So I am requesting check be mailed to me, and I want to CANCEL MY POLICY NOW. BASED ON CIRCUMSTANCES BEYOND MY CONTROL, BECAUSE WE COULD NOT GET THROUGH TO CLAIMS DEPT. BECAUSE OF PROBLEMS ON THEIR SIDE, I DO NOT BELIEVE THIS TO BE AN UNREASONABLE REQUEST! AND BECAUSE I WAS DIRECTED TO HANDLE SITUATION VIA FAX BY CAR SHIELD REPRESENTATIVE WHICH IS ALL ON FILE WITH THEIR CUSTOMER RELATIONS DEPT...COULD NOT GET THROUGH FOR OVER A WEEK! THEY EVEN LOWERED MY MONTHLY PAYMENT BY $10 PER MONTH BECAUSE OF ALL OF THE PROBLEMS I WAS ENCOUNTERING. ..which STILL did not help the situation. Again, everything is on file with them.
II have copy of e-mail w/photo of phone screen how long my service M gr. was on HOLD then disconnected which I will send to them if they really need it.
Sincerely
We have cancelled ***'s service contract as she requested. We have attached a copy of the cashed reimbursement check that *** sent to ***.
*** will be refunded in full minus the amount of the reimbursement check. Refund comes to $317.00. *** should receive her refund in 7-10 business days.
Respectfully,
Customer Relations
Purchased an extended warranty from CarShield and they do not respond to my calls. They do not respond to my the repair shop. My vehicle has been in the shop for over a month.They leave you on hold and hang up on you. This company has taken over $327 from me and provides no service or promise on their warranty.
We do apologize for the hold time with the administrator of your service contract, as they were recently experiencing phone line repairs.
Your service contract has been cancelled as you requested and you will be refunded for the 3 payments you have made. You should receive your refund in 7-10 business days.
Respectfully,
Customer Relations
Complaint: ***
Thank you for responding and offering me a full refund. I will wait to receive my refund. How will it be refunded? check, debit/credit?
Sincerely
Dominique,
The down payment you made will be refunded to your *** ending in ***. *** usually takes about 3-5 business days to show that credit to your account. The remaining refund will be mailed to your *** address. You should receive that check in 7-10 business days.
Respectfully,
CarShield Customer Relations
Complaint: ***
okay, thank you. once I confirm receipt of the refund I will consider this complaint resolved.
Sincerely
I have had an account since January of 2017. I had it in the shop and it was supposed to be worked on and delivered to me. It took two hours for car shield to answer the dealership. I also had to be on the phone for two hours to get the claim open. The starter and the battery cables needed to be fixed. Carshield authorized the battery cable to be fixed. But we couldn't get back with the adjuster to get the go ahead on the starter. There was poor customer service. It shouldn't take two days to get them to call me and open a claim. I paid $87 for 13 months ($1131). I finally got tired of waiting for them and went ahead and paid for the second repair. It cost approximately $500.00.
We contacted ***, the administrator/obligor of your service contract, on your behalf to get more information on your repair claim. They stated that their adjuster had spoken with your repair facility who stated that the battery voltage was low. The shop said they needed to replace the positive and negative battery cables and also the starter. The adjuster advised the shop that they would need to replace the battery cables first and then retest the battery and starter to verify any failure. Your repair facility hung up on the adjuster.
At this point *** would have no way of knowing if the starter would have actually needed to be replaced without the test readings indicating a failure to the starter after the battery cable issue was addressed. The shop did not follow the instructions of the adjuster to assist with having the starter covered.
If you h ave any additional questions regarding *** claim decision, please contact them directly at ***. They would be able to fully address any repair claim related inquiries.
Respectfully,
Customer Relations
Complaint: ***
I am rejecting this response because:I contact car shields myself ,and it take 2-3 hours for them to respond to call.I
In my contract do stay that car shields have rights to manage my car repair. It would take 2 to 3 to somebody to respond to my phone calls and call dealership. They suppose to pay for the starter get fix .I had to pay for starter.my car they in the shop for 2to3 day.They had the same problem some other customer cat repair .The representative of told me they was short help that the reason service was slow. Refund please.
Sincerely
I entered into a contract for my car with CarShield. I recently got my car towed and Carshield asked for mileage on the vehicle. I gave them what I thought the mileage was at. I was wrong on the mileage and they have now canceled my contract on Feb. 7th stating that they could not get in contact with me. I have no email and not very good with my phone. They left me 1 message but I did not know how to work the voicemail at that time.
We see that you were asked to call back in with the correct mileage when you purchased your vehicle service contract on September 5, 2018. You did not send in picture of your odometer with correct starting miles as requested. The administrator of your service contract spoke with you on January 30th, 2019 and asked for service records to show correct starting miles. You could not provide those records to them.
The administrator voided your service contract for misrepresentation of starting miles and you are being refunded in full due to your voided contract. You should be receiving your full refund within 7-10 business days.
Respectfully,
Customer Relations
The customer service agent stated that the contract covered our vehicle bumper to bumper. Made a claim and it was denied. Example: air conditioning not working correctly, it's only a certain part in the air conditioning that is covered. Heated set not working, only a certain part that is covered. This is not bumper to bumper coverage.
We appreciate you giving us the opportunity to respond to your concerns.
All covered components are listed in the service contract booklet you received. There are many covered components listed. For example, air conditioning coverage includes the compressor, clutch, field coils and pulley, condenser, evaporator, expansion valve, POA valve, accumulator, receiver/drier, orifice tube, AC belt tensioner, AC idler pulley bearing, temperature control programmer, blower motor, AC power module, high/low pressure cut-off switches and pressure cycling switch.
The blend door motor controls the position of the vents that control the flow of air into the passenger area and are not listed as covered components in the service contract you purchased. The broken fasteners for your exhaust manifold and the seat heater elements are not listed as covered under your contracts terms.
If you are not happy with your service contract for any reason, you may cancel at any time. You would receive a prorated refund as stated in your contract's terms under Cancellation.
You may keep your service contract for any future repairs to one of the many components that are listed as covered, or you may choose to cancel. Please provide us with your current mileage if you choose to cancel and we would be able to get that taken care of for you.
Respectfully,
Customer Relations
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Customer service shouldn't tell customers that the coverage is bumper to bumper. We will except a refund.
Sincerely
If I could give a zero rating I would. This company is a ***. When I took this policy out, the sales person said its covered bumper to bumper, and ALL ELECTRONIC COMPONENTS. I never received the policy in mail before 30 days in writing either as customer service claims I had to read and accept. Well, my 19 year old son took the car into the dealer and they said the brake pad SENSOR is bad. Hello, electronic component. They refused to cover this. To me, this is a safety feature that's super important. Meanwhile my sales person is now gone and obviously unreachable. The customer service within your company is absolutely pathetic. I have paid good money for this policy. I feel they should refund all my money thus far, and cover this sensor and I will pay the amount newly amount given to me moving forward. I am so mad that I had to spend my entire day on the phone and no on knows anything . I am utterly disspointed and I hope no one else has to endure the length of time on the phone, rude reps, and misunderstood people like I did. There commericals are so not right and accurate either. Getting a hold of a supervisor, well they will tell you there aren't any!! Really. So frustrated.
Brake pad sensors are not listed as a covered component. However, one of our supervisors has spoken with Mr. and resolved this matter for him.
Revdex.com site requires that you leave a Star rating - you need to be able to leave "0" stars.
CarShield advertises excellent reviews for month-to-month warranty coverage. They tell you that everything is covered. My daughter called from the side of the road claiming that our 2012 JEEP Liberty with only 56K miles on it smelled like oil and there was a funny noise. We had the car towed to a local service station and they diagnosed that the front transfer case needed to be replaced. The part + labor was to be about $2500. It took days to get an adjuster from CarShield to the service center and after this wait, they refused to pay for the part and repair, claiming that we should have known that this needed repair months before, and that they weren't responsible for the repair (because I only had the policy for about 2 months). The service station admitted that there was NO WAY that this happened months prior- the car had been in for routine service 3 months prior. We called many times- hold times were abominable, sometimes 45-60' - and we escalated the call to supervisors and managers. All held to the line that this occurred prior to us having the warranty and they weren't paying. My daughter is extremely fastidious about odors and noises and would definitely have let us know if there was a problem as soon as one existed. This is a FRAUDULENT company. PLEASE DO NOT SIGN UP with them even though the price might seem right. There is a reason that the price is right. We ended up paying for the repair outright.
We contacted the administrator of your service contract, ***, on your behalf to obtain information on the repair claim you are referring to. *** stated that they had authorized payment for the failed pinion bearing. However, the remaining damage to the vehicle was caused by continued operation of the vehicle after the pinion bearing failed. Please contact your contract administrator if you have any further questions or concerns regarding this claim. They would be able to fully address any claim related questions. You can also read over section M of your service contract if you have any concerns regarding the outcome of your claim.
There is no way that we could have known about a damaged pinion bearing without crawling under the car and observing the part (whatever that is). This car had routine service several months prior and all was well. This company found a way to pay less than they were reposible to pay. Shame on you CarShield. Hopefully many people will read this complaint and decide NOT to sign on with your company
I purchased a extended car policy through Car Shield. I was told during the sales pitch, that my car is covered under the policy from head to toe. The only thing the Sales Rep said was not covered was the general maintance, like oil changes and brake pads. I signed up for the policy started paying $120 a month for the coverage. Couple of months later, my AC went out, I wasn't worried because that was covered under my Car Shield policy, so I thought! I took my car to local Audi dealer gave them my policy, and told them they needed to get pre-authorization before any repairs could start. 4 days later the Service man from Audi said he has been trying for 4 days, staying on hold for hours, and no answer. I called Car Shield they said not to worry, gave me the Policy Adminstrator's number told me to call and file a claim for my repairs. When I finally got someone on the phone, Ava the rep stated she would call them directly, couple hours later the Service man from Audi called me stating my AC/Heater repair would not be covered. I called Car Shield yet again and they also said that was not part of coverage of my policy. I asked for a refund as I was sold a policy under false pretenses the rep said I did not qualify for refund of policy. I asked her to cancel my policy! This is a complete Scam, their was another man at the same dealership that has his car with Car Shield with same issues of not being covered. I expect a full refund, as I was paying for a policy that they knew they would deny any claim I made!!
We appreciate the opportunity to respond to your complaint and resolve this matter.
We contacted the administrator of your Monthly Powertrain Gold Service Contract on your behalf, American Auto Shield, to get more detailed information on the repair claim you referenced. Your service contract lists coverage for your air conditioning condenser, compressor, evaporator, expansion valve, accumulator/receiver dryer, orifice tube and blower motor. All the major components of your air conditioner are covered.
The administrator showed that your lever assembly and press switch had failed. These items are not listed as covered components.
However, as a gesture of good will, we will refund the monies you have paid into your service contract.
Your contract has been cancelled as you requested and your refund totals $480.00.
Respectfully,
Customer Relations
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.
Sincerely
Took out contract with them an when we filed a claim after 2 weeks they said our car had too many miles on it but it wasn't advertised as that an the lady taking our information didn't say there was a limit on miles an neither did the contract we received. They had recorded the conversation an said we told them a different mileage. My wife an I both told them the mileage. They supposedly listen to tape an said we said something else but wouldn't let us listen to it. Over 4 month period we paid them $400.00 . And then he said we had to pay them $20.00 to cancel contract. No way. The advertisement said 20 years are newer nothing about mileage. They just ripped us off of $400.00.
The month to month coverage has unlimited mileage and you may keep the coverage as long as you would like. However, the starting mileage effects what level of vehicle service contract your vehicle qualifies for.
Your service contract has been voided by the administrator and you are in the process of being refunded in full. Total refund amount is $396.00.
Respectfully,
Customer Relations
I purchased a warranty with Car Shield and they asked for a receipt for the flush. The flush was done on 01/22/16 for approx. 96,767 miles. The representative is telling me that we could not have driven over 4,000 miles in two weeks. My better half went to Torrance , CA on 01/11/16 . It's bad enough , I had to go back to the place that did the flush for the receipt. We have several cars that we drive to work . The Cadillac is use more for traveling and not for daily use. This is three year later , it is hard keeping up with receipts.
The transmission needs to be replaced in my 2012 Cadillac Escalade. Car Shield has denied my claim twice. Car Shield stated that , I need a receipt to prove the tranmtransmi fluid had changed. A receipt was provided to them and they question the mileage . I told them we drove to Torrance CA in January after getting the truck service. I asked *** what did she need from me . She stated that she never had a person to ask her that . I trying to get the bank statement showing us traveling to CA.
We contacted ***, the administrator of Ms. Jackson's service contract, on her behalf to obtain information regarding the repair claim *** has referenced.
*** stated that they requested a transmission flush service record to move forward with the repair claim. The receipt that was sent to them was unverifiable and had no invoice number or payment method included. Please provide proof of payment for this transmission service and *** will re-open the repair claim for review.
You can contact *** with any further questions regarding this claim, as they have full authority over claims procedures. They can be reached, as shown in your service contract, at ***.
Respectfully,
Customer Relations
Complaint: ***
I am rejecting this response because:
Please see the attached image of the invoice.
Sincerely
The owners of *** still do all of his paperwork by hand. *** is a very small business and he only takes cash only.
stated that they requested a transmission flush service record to move forward with the repair claim. The receipt that was sent to them was unverifiable and had no invoice number or payment method included. Please provide proof of payment for this transmission service and *** will re-open the repair claim for review. Proof of payment would be a credit card receipt or a cashed check you gave them for payment.
Please contact *** with any further questions regarding this claim, as they have full authority over claims procedures. They can be reached, as shown in your service contract, at ***.
Complaint: ***
I am rejecting this response because:
I paid for the service
Earl ‘s transmission is a cash only business . CarShield contract does not state that payments had to paid with a credit card or cashier check. Carshield is in breach of their contract , this company refuse to pay for the repairs.
Sincerely
Phone conversation was like wrestling. They don't stop talking, become louder and more aggressive as conversation becomes longer, act like they really care about you and actually become somewhat angry when you don't accept what they offer. I recall at one point that I just asked a simple question and she shot back, ma'am, that's fraud. I'm a senior, 76 and the woman on the other end made me uncomfortable and literally wore me down. I kept saying thank you for your time, I am unable to do this. I kept repeating goodbye and that I was done, she kept talking like rapidly and hotly. They told me they were a Fortune 500 co. And had the Revdex.coms triple rating. That they were the largest call center in the Midwest located right here in O'fallen, MO. It was scary! I finally just hung up.
Thank you for bringing this to our attention. We will review the call and take any disciplinary action necessary. Our representatives are trained to be nothing but polite and informative and we apologize if your experience with our representative was anything less than that.