All of the credit report information on Credit Karma comes straight from TransUnion and [redacted]x, two of the three major credit bureaus. We're not a credit bureau, so we don't have the ability to make changes to your credit report. In addition, Credit scores are based on many different factors and...
can change for unanticipated reasons. The score calculation is proprietary to the bureaus and we have no way of knowing specifically what may have caused the change in this instance. However, if you are certain there is an error, please dispute it directly with the credit bureau showing the error.
To file a dispute with TransUnion go here: [redacted]
To file a dispute with [redacted] 10-digit confirmation number is not required to fill out the form)
Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Sincerely, [redacted]
Initial Business Response /* (1000, 5, 2015/07/27) */
Hello [redacted] -
The account in question has already been deactivated. The account will remain deactivated until we receive the appropriate documents requested in our prior communications to you. Once we receive those documents, we will...
be able to give you full access to the account.
No form of payment is required to create a Credit Karma account. Credit Karma is entirely free and we will never charge you for our services. If you believe that your debit card has been compromised, please contact your bank about any potentially fraudulent charges.
Please contact [redacted]@creditkarma.com if you have further questions.
[redacted]
Member Support Manager
Each scoring model has a slightly different formula for analyzing the many different factors of your credit report and each person has many different credit scores.On your Credit Karma account, you will see the VantageScore 3.0 scoring model, provided individually by TransUnion and Equifax.VantageScore 3.0 incorporates a broader set of credit-related data and can score up to 30 million more people than other models. With so many different scoring models out there, you never know which score a bank will use, but VantageScore 3.0 is a strong predictor for what the banks may see.Please let me know if you have any further questions.
It looks like we have removed your email address from our databases, as our previous communications stated.
Let me know if you have further questions.
Regards,
[redacted]
Member Support Manager
All of the credit report information on Credit Karma comes straight from TransUnion and [redacted]x, two of the three major credit bureaus. We're not a credit bureau, so we don't have the ability to make changes to your credit report. In addition, Credit scores are based on many different factors and...
can change for unanticipated reasons. The score calculation is proprietary to the bureaus and we have no way of knowing specifically what may have caused the change in this instance. However, if you are certain there is an error, please dispute it directly with the credit bureau showing the error.
To file a dispute with TransUnion go here: [redacted]
To file a dispute with [redacted] 10-digit confirmation number is not required to fill out the form)
Thanks,
[redacted] -Member Support
Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Sincerely, [redacted]
Initial Business Response /* (1000, 5, 2015/07/27) */
Hello [redacted] -
The account in question has already been deactivated. The account will remain deactivated until we receive the appropriate documents requested in our prior communications to you. Once we receive those documents, we will...
be able to give you full access to the account.
No form of payment is required to create a Credit Karma account. Credit Karma is entirely free and we will never charge you for our services. If you believe that your debit card has been compromised, please contact your bank about any potentially fraudulent charges.
Please contact [redacted]@creditkarma.com if you have further questions.
[redacted]
Member Support Manager
[redacted] -
There are many different scoring models.
Each scoring model has a slightly different formula for analyzing the many different factors of your credit report and each person has many different credit scores.On your Credit Karma account, you will see the VantageScore 3.0 scoring model, provided individually by TransUnion and Equifax.VantageScore 3.0 incorporates a broader set of credit-related data and can score up to 30 million more people than other models. With so many different scoring models out there, you never know which score a bank will use, but VantageScore 3.0 is a strong predictor for what the banks may see.Please let me know if you have any further questions.