I have spoken with Just Fly several timesAll to no availThe most recent was when I cancelled a flight on 11/22/at around pm with ***I said I had to cancel our flights on British Airways*** stated he could issue me a refund credit of less cancellation fee and that I would be notified by email within hoursI received no emailI received no credit, INSTEAD I GOT CHARGED AN ADDITIONAL DOLLARS on my credit cardThese guys are scammers! I called again today 12/01/and talked with Misha at round pm she said she would send me an email confirming my refund of 1917.42,, INSTEAD SHE SENT ME A BILL FOR DOLLARSI would appreciate a reversal of the $and a credit of
On July 8, I had the most devastating experience in booking air travelDuring my search for discount tickets to Toronto ,I came upon Just FlyThe fares seemed great compared to booking directly with the airlines so I decided to book with them.First to begin with the agent did not speak English nor understood English wellI spent approximately repeating and spelling my name.After giving her dates and destination,she did not hesitate to ask for credit card information,which I gave her.Since I would be travelling with my years old granddaughter , I asked for a breakdown in the return faresThe return fare quoted to me did not match the online faresThe agent asked me to hold for her to check the systemI sensed something was wrong and asked her to cancelShe spent some time trying to convince me not to cancelWhen I insisted she said I must cancel before midnight to receive a refundShe informed me she could not do the cancellation but would direct me to customer serviceIsaid to her," you just made the reservation for me minutes ago", this was 10pmShe left me holding on until midnight ( I wanted to beat the mn deadline),no one came on the line so I hung up and asked my husband to contact Capital One and cancel.An email was sent to me with only a one way flight whereas I assumed I had purchased a return fareEarly this morning 8/9/I called Just Fly again re cancellation and was told I must pay $When I insisted that I asked to cancel immediately after booking because there were discrepancies ,I was put on another minutes hold This agent said I would be billed $75.00.My credit card company refused to pay.For all my years of buying airline tickets , I have never had such an experienceJust Fly should be shut down
I had spoken with Justfly and was unable to get a refund for my flight tickets so I had to keep The tickets I had purchased instead of losing the $I had paid for these ticketsI chose this Justfly website over others I had looked at due to a section of the website showing that you could pick your seatI wanted a seat next to my wife and not be separated from her during the flightI have only flown a handfull of times and am unfamiliar with much of airline protocolRegardless of this, in the booking section of the Justfly website there is a section saying things such as don't get separated from your loved ones, that you can pick your seat, and a seating chart to pick your seatThere is no disclaimer saying the the airline will determine the seating arrangement at a later date or that you might not get what you selectedThis latter part only shows up after I made the purchaseI spoke with Justfly staff who claimed they called Delta and after this I called DeltaBoth Delta
In August we purchased three tickets to Lima Peru through JustFly***The quoted amount for the three tickets was $1,yet when we received the credit card bill, JustFly*** had decided to charge us $1,We called JustFly*** to dispute the amount and we were told there was a charge for the seats of $bringing the total to $1,The system brought us to an area to select seats and at no time was there a notice that we would be charged for our choiceHad there been notification, we would not have chosen our seats and saves ourselves the $as we do not need to sit together when travelingSince we are going to the same place we can meet up at the end of the tripWhen we questioned the $difference, the JusyFly agent had no answer other than, "That's the way it is."
I booked a flight through JustFly*** back in december As I had an event happening at the time of the flight I contacted the support line to see how much would cost to change the flight days for both passengersThey told me that there was a fee of $ per person, but if I cancelled the fee was just $ and was getting a credit of $ to book a flight for the same passengers, origin and destination and airlines, that could be used until December 14th The only thing I had to pay extra, was in case there was a difference on the airfareThen I ended the communication, searched for a new flight to make sure the rate was the same as I paid before and called back, to speak to another representative (Thursday 15th around 1:40pm CST) and reconfirm what the first person told me about the cancellationShe asked me for a few minutes and confirmed me that cancelling and rebooking was cheaper that changing dates, as it was $ per person against to $ per person, so a
bought roundtrip tickets for people,paid for the travel insurance and eat selection,all to justfly***.Two days later, I realized one passengers name is wrongI was advised to cancel the flight involving the passengers,thus I have to pay a penalty of $per person and $rebooking feePaid a total dollars I was old my total refund will be in the next billing cycle of my Visa cardMy sister rebooked the flight,paid for the travel insurance and seat selectionWhen my Visa statement came, I noticed they have not refunded the travel insurance and seat selection for the canceled flightWhen I inquired why it was not refunded, I was told I did not cancel it on timeI argued that the flight was already canceled and we bought another r travel insurance for a different flight number but same people and same itinerary from same source,jutfly I must have talked to them 15x and was promised I will get a refund in days,then hours, hrs and then hourstoday I was
I purchased plane tickets on 5/5/totaling $for an international tripIn September I recieved notification that there was a change to the interaryI contacted justfly*** several times to find out the change only to be placed on hold for hours, to finally speak to several people to be told I would get a call backI contacted them on at least occassions to be told that a leg of our flight was cancelled by the airlineI never recieved call backs or emails as I was told I wouldI looked at the airline's website to find out that was untrueI needed to rebook both flights which ended up costing me an additional $in addition to what I already spentIn addition, I purchased trip insurance through them which covered nothing when I contacted them regarding what I was told were cancelled flightsI ended up rebooking flights on 10/13/through a different company and at a higher price than I paid in May
This is regarding two travel insurance policies that I purchased from CSA through JustFlyPhone *** *** *** Spoke with Jed at JustflySpoke with Dean at CSA Phone* *** *** ***CSA is the travel insurance provider that Justfly works withI asked the CSA Agent, Dean, to grant me a waiver and refund due to the fact that my travel dates are still over a month away from nowHe advised me to send an email to their exception team which I did on March 20, I have not received a response from themMany travel insurance providers allow you to cancel days before the start of your travelI am over a month away from my travel and have not claimed any amount against my policyI should be allowed to cancel this insurance policy because my travel agent was able to find a competitive rateJustfly is charging me $for coverage for May 13, and an additional charge of $for travel on April and 28, Chubb Travel on the other hand is charging only $for the e
I purchase a ticket online and within seconds I realized I make an error in the middle nameI put my husband middle and last name in the box for the middle nameI called and ask to change it, to remove his last name from the middle name boxI was told that I would have to pay an additional dollars to cancel the reservationI think that business is looking to take advantage on their customers since they sell cheap airline ticket and people who are poorer will shop on their website
I have dealt with JUSTFL*** for the past week trying to get my departure flight changed so I do not miss my connecting flight to Thailand Repeatedly I have been put on hold, told that changes would take 24-hours its been hours since my initial request I have yet to get a clear answer on why my flight has not been changedI even had the airline representative (China Eastern Airlines) in a conference call with JustFly only to be put on hold without notice causing me to hang up JustFly had said they received the code to waive fees for the change yet the change to book my flight has not been made I was lead to believe that was the hold up since they were waiting for approval I am aware that the flight is available They refuse to let me speak with someone to get more information and have continued to ask me to wait I have never run across a vendor that took 5+ days to fix a flight I will never again just JustFly and will continue to advocate to others not to use JustFly as well I have also sent feed back to search engines such as Kayak, Momondo, and Sky Scanner to remove JustFly from their query for flight searches I will never again book through 3rd party vendors The small cost difference is not worth the trouble that I have and still am going through
We bought cancellation insurance with Justfly.com and when we cancelled we were charged a cancellation fee even though insurance promised to pay 100% of cancellation
NEVER USE THIS PLACE! THEY ARE AWFUL! THEY WON'T GIVE YOUR MONEY BACK WHEN THEY CHANGE THE FLIGHTS ON YOU! YOU ARE STUCK TRYING TO GET IT BACK ON
YOUR OWN! WHAT A NIGHTMARE, INSTEAD OF A HAPPY DESTINATION WEDDING!
I was making a purchase of two airline tickets for a round tripOnce I had filled out all of the information on the website and proceeded to checkout, the total price of my flight was $per ticket ($722) totalI purchased them and waited about minutes for the website to respondOnce it had completed the purchase, I was charged $for my ticketsI immediately tried to cancel the purchase before it went through but their website doesn't allow that to happenOnce the tickets were confirmed, I called their customer support line and waited minutes with no answerI decided to call back the next day and waited for another minutes before they finally answeredTheir response to the issue is that airline prices fluctuate a lot and that it is possible that charged amount could be more at any secondTheir website does not indicate this anywhere and when I confirm to buy something at $and get charged $813, I got pretty frustratedI asked them to refund the partial amount t
I booked flights to Australia through justfly and decided I wanted to shorten my trip (no pressing reason, just decided it was too long)On April I attempted to make changes to my flights to and from Australia online with justflyI attempted two separate times with different flight changesThe first time the charge was represented to be about $to change departing and return flights for two passengersI was okay with that, and attempted to complete it but got an error message about not being able to be completed onlineI tried one more time to make sure it wasn't an issue with the flights, this time with a different flightThe charge was that time represented to be about $I also tried to complete that transaction but got the error message about having to callI then called customer service and was told that it would be best to cancel my flights because then I would just get charged $per ticket ($total)He specifically indicated that it would be cheaper to can
I contacted Justfly*** to resolve an error in a reservation I booked with themThey state I made an error on the dates when I booked a flight from Cincinnati, Ohto Orlando, FlI wanted the flight to depart 12/25/and return 1/3/The reservation has me departing on 1/3/and returning the same day 1/3/I wanted to change the departing flight date and was informed that there would be a fee of $per ticket and a difference in fair of approximately per ticketI booked two tickets meaning they wanted an additional $to change the outbound portion of my reservation, when my original total for round trip tickets was only $I spoke to a Supervisor and was basically told "Tough Luck" I understand paying a difference in ticket price, but to charge a penalty of $per ticket is absurd and unacceptable!
After purchasing flights that were supposed to be pm not am, I called them for the correction after noticing days laterI was almost definate that I had booked the 12pm flight but am human and could've made the mistakeI was on the phone for an hour with customer service trying to find a solution or alternative to this issueAsked to talk to a supervisor, and was told there probably wasnt anyone availableRepeatedly was put on hold and was treated terrible and the reps/supervisor were robotic and unsympathetic while reading from a scriptNo solution, only a $fee when my flights were only $I was very pleasant on the phone, they were very unwilling to help in any wayWill never use them again
I have booked the flight from Washington Dulles Airport (IAD) to New Delhi International Airport (NDS) on May, The Booking reference number is 012-045-This booking is for June, The route was from Washington, DC(IAD) to Brussels (BRU) to Frankfurt (FRA) to DELHI (DEL)At the time of booking i.eon May, itself I called the Customer Cr of Justfly*** and asked the agent that I have Indian Passport and Valid US VisaIs there any other Transit Visa required or not, if yes, then I will not book this ticketHe replied that there is no Transit visa required for me to travel as I already have the Indian Passport and Valid US VisaTo re-confirm I again call on May, and asked the same questionI got the same reply that I am good to fly, I don't need any other visa to fly from US to India on same flightWhen I reached the Dulles Airport (IAD), Airlines authorities does not allow me to board the FlightAs per them I should have the transit vis
I purchase tickets to flight from Ecuador to New York for my Sister her husband and son and When I type her Last name I put my mother last name instead my father last name, I called the company if will be able to change her name and since thay are type of agency they couln'd make change after puchase the ticketThey recommend to cancel the ticket just for my sisterthe point on this they offer no cancelation fee on her webside but when I called to resolve this issuethey said will keep dollars fee for cancellation and they will refund my money on bussiness day like every other company does, I wait for those day ahd still doesn't showe any money back to my account, after check my ballance I called for my refund and now they said that will take about to weeks for refund, I feel taht is too long for make a refundthis is my booket ticket ***
Horrible company! I booked my ticket online and it was all wrong they stopped in Montreal without noting there would be a stop in MontrealIn Montreal they said I should have a visa which I didn’t Will never use and want compensation
I was online looking for tickets to fly to the Midwest ( last month my friend pd $for these tickets)I saw a special going to Springfield mo for $round trip if booked before midnight, it was 7pm California timeAfter much talk about it not being available for I asked for a supervisor (I had read what the special said to the lady I was talking to when she put me on hold to get a supervisor.) while on hold I checked the computer again and that special was no longer thereThe supervisor came on and said it was not valid & that a round trip ticket was and then she started adding other pricesI told her to just cancel the reservation & don't use the card I was going to cancel due to all the hasslesI was then told there were no refunds but I could pay more $ and use the ticket later, I declinedI asked for a refund again & was denied again, & noticed the $ was already taken outI called my bank to dispute but they said they could start the process
I have spoken with Just Fly several timesAll to no availThe most recent was when I cancelled a flight on 11/22/at around pm with ***I said I had to cancel our flights on British Airways*** stated he could issue me a refund credit of less cancellation fee and that I would be notified by email within hoursI received no emailI received no credit, INSTEAD I GOT CHARGED AN ADDITIONAL DOLLARS on my credit cardThese guys are scammers! I called again today 12/01/and talked with Misha at round pm she said she would send me an email confirming my refund of 1917.42,, INSTEAD SHE SENT ME A BILL FOR DOLLARSI would appreciate a reversal of the $and a credit of
On July 8, I had the most devastating experience in booking air travelDuring my search for discount tickets to Toronto ,I came upon Just FlyThe fares seemed great compared to booking directly with the airlines so I decided to book with them.First to begin with the agent did not speak English nor understood English wellI spent approximately repeating and spelling my name.After giving her dates and destination,she did not hesitate to ask for credit card information,which I gave her.Since I would be travelling with my years old granddaughter , I asked for a breakdown in the return faresThe return fare quoted to me did not match the online faresThe agent asked me to hold for her to check the systemI sensed something was wrong and asked her to cancelShe spent some time trying to convince me not to cancelWhen I insisted she said I must cancel before midnight to receive a refundShe informed me she could not do the cancellation but would direct me to customer serviceIsaid to her," you just made the reservation for me minutes ago", this was 10pmShe left me holding on until midnight ( I wanted to beat the mn deadline),no one came on the line so I hung up and asked my husband to contact Capital One and cancel.An email was sent to me with only a one way flight whereas I assumed I had purchased a return fareEarly this morning 8/9/I called Just Fly again re cancellation and was told I must pay $When I insisted that I asked to cancel immediately after booking because there were discrepancies ,I was put on another minutes hold This agent said I would be billed $75.00.My credit card company refused to pay.For all my years of buying airline tickets , I have never had such an experienceJust Fly should be shut down
I had spoken with Justfly and was unable to get a refund for my flight tickets so I had to keep The tickets I had purchased instead of losing the $I had paid for these ticketsI chose this Justfly website over others I had looked at due to a section of the website showing that you could pick your seatI wanted a seat next to my wife and not be separated from her during the flightI have only flown a handfull of times and am unfamiliar with much of airline protocolRegardless of this, in the booking section of the Justfly website there is a section saying things such as don't get separated from your loved ones, that you can pick your seat, and a seating chart to pick your seatThere is no disclaimer saying the the airline will determine the seating arrangement at a later date or that you might not get what you selectedThis latter part only shows up after I made the purchaseI spoke with Justfly staff who claimed they called Delta and after this I called DeltaBoth Delta
In August we purchased three tickets to Lima Peru through JustFly***The quoted amount for the three tickets was $1,yet when we received the credit card bill, JustFly*** had decided to charge us $1,We called JustFly*** to dispute the amount and we were told there was a charge for the seats of $bringing the total to $1,The system brought us to an area to select seats and at no time was there a notice that we would be charged for our choiceHad there been notification, we would not have chosen our seats and saves ourselves the $as we do not need to sit together when travelingSince we are going to the same place we can meet up at the end of the tripWhen we questioned the $difference, the JusyFly agent had no answer other than, "That's the way it is."
I booked a flight through JustFly*** back in december As I had an event happening at the time of the flight I contacted the support line to see how much would cost to change the flight days for both passengersThey told me that there was a fee of $ per person, but if I cancelled the fee was just $ and was getting a credit of $ to book a flight for the same passengers, origin and destination and airlines, that could be used until December 14th The only thing I had to pay extra, was in case there was a difference on the airfareThen I ended the communication, searched for a new flight to make sure the rate was the same as I paid before and called back, to speak to another representative (Thursday 15th around 1:40pm CST) and reconfirm what the first person told me about the cancellationShe asked me for a few minutes and confirmed me that cancelling and rebooking was cheaper that changing dates, as it was $ per person against to $ per person, so a
bought roundtrip tickets for people,paid for the travel insurance and eat selection,all to justfly***.Two days later, I realized one passengers name is wrongI was advised to cancel the flight involving the passengers,thus I have to pay a penalty of $per person and $rebooking feePaid a total dollars I was old my total refund will be in the next billing cycle of my Visa cardMy sister rebooked the flight,paid for the travel insurance and seat selectionWhen my Visa statement came, I noticed they have not refunded the travel insurance and seat selection for the canceled flightWhen I inquired why it was not refunded, I was told I did not cancel it on timeI argued that the flight was already canceled and we bought another r travel insurance for a different flight number but same people and same itinerary from same source,jutfly I must have talked to them 15x and was promised I will get a refund in days,then hours, hrs and then hourstoday I was
I purchased plane tickets on 5/5/totaling $for an international tripIn September I recieved notification that there was a change to the interaryI contacted justfly*** several times to find out the change only to be placed on hold for hours, to finally speak to several people to be told I would get a call backI contacted them on at least occassions to be told that a leg of our flight was cancelled by the airlineI never recieved call backs or emails as I was told I wouldI looked at the airline's website to find out that was untrueI needed to rebook both flights which ended up costing me an additional $in addition to what I already spentIn addition, I purchased trip insurance through them which covered nothing when I contacted them regarding what I was told were cancelled flightsI ended up rebooking flights on 10/13/through a different company and at a higher price than I paid in May
This is regarding two travel insurance policies that I purchased from CSA through JustFlyPhone *** *** *** Spoke with Jed at JustflySpoke with Dean at CSA Phone* *** *** ***CSA is the travel insurance provider that Justfly works withI asked the CSA Agent, Dean, to grant me a waiver and refund due to the fact that my travel dates are still over a month away from nowHe advised me to send an email to their exception team which I did on March 20, I have not received a response from themMany travel insurance providers allow you to cancel days before the start of your travelI am over a month away from my travel and have not claimed any amount against my policyI should be allowed to cancel this insurance policy because my travel agent was able to find a competitive rateJustfly is charging me $for coverage for May 13, and an additional charge of $for travel on April and 28, Chubb Travel on the other hand is charging only $for the e
I purchase a ticket online and within seconds I realized I make an error in the middle nameI put my husband middle and last name in the box for the middle nameI called and ask to change it, to remove his last name from the middle name boxI was told that I would have to pay an additional dollars to cancel the reservationI think that business is looking to take advantage on their customers since they sell cheap airline ticket and people who are poorer will shop on their website
I have dealt with JUSTFL*** for the past week trying to get my departure flight changed so I do not miss my connecting flight to Thailand Repeatedly I have been put on hold, told that changes would take 24-hours its been hours since my initial request I have yet to get a clear answer on why my flight has not been changedI even had the airline representative (China Eastern Airlines) in a conference call with JustFly only to be put on hold without notice causing me to hang up JustFly had said they received the code to waive fees for the change yet the change to book my flight has not been made I was lead to believe that was the hold up since they were waiting for approval I am aware that the flight is available They refuse to let me speak with someone to get more information and have continued to ask me to wait I have never run across a vendor that took 5+ days to fix a flight I will never again just JustFly and will continue to advocate to others not to use JustFly as well I have also sent feed back to search engines such as Kayak, Momondo, and Sky Scanner to remove JustFly from their query for flight searches I will never again book through 3rd party vendors The small cost difference is not worth the trouble that I have and still am going through
We bought cancellation insurance with Justfly.com and when we cancelled we were charged a cancellation fee even though insurance promised to pay 100% of cancellation
NEVER USE THIS PLACE! THEY ARE AWFUL! THEY WON'T GIVE YOUR MONEY BACK WHEN THEY CHANGE THE FLIGHTS ON YOU! YOU ARE STUCK TRYING TO GET IT BACK ON
YOUR OWN! WHAT A NIGHTMARE, INSTEAD OF A HAPPY DESTINATION WEDDING!
I was making a purchase of two airline tickets for a round tripOnce I had filled out all of the information on the website and proceeded to checkout, the total price of my flight was $per ticket ($722) totalI purchased them and waited about minutes for the website to respondOnce it had completed the purchase, I was charged $for my ticketsI immediately tried to cancel the purchase before it went through but their website doesn't allow that to happenOnce the tickets were confirmed, I called their customer support line and waited minutes with no answerI decided to call back the next day and waited for another minutes before they finally answeredTheir response to the issue is that airline prices fluctuate a lot and that it is possible that charged amount could be more at any secondTheir website does not indicate this anywhere and when I confirm to buy something at $and get charged $813, I got pretty frustratedI asked them to refund the partial amount t
I booked flights to Australia through justfly and decided I wanted to shorten my trip (no pressing reason, just decided it was too long)On April I attempted to make changes to my flights to and from Australia online with justflyI attempted two separate times with different flight changesThe first time the charge was represented to be about $to change departing and return flights for two passengersI was okay with that, and attempted to complete it but got an error message about not being able to be completed onlineI tried one more time to make sure it wasn't an issue with the flights, this time with a different flightThe charge was that time represented to be about $I also tried to complete that transaction but got the error message about having to callI then called customer service and was told that it would be best to cancel my flights because then I would just get charged $per ticket ($total)He specifically indicated that it would be cheaper to can
I contacted Justfly*** to resolve an error in a reservation I booked with themThey state I made an error on the dates when I booked a flight from Cincinnati, Ohto Orlando, FlI wanted the flight to depart 12/25/and return 1/3/The reservation has me departing on 1/3/and returning the same day 1/3/I wanted to change the departing flight date and was informed that there would be a fee of $per ticket and a difference in fair of approximately per ticketI booked two tickets meaning they wanted an additional $to change the outbound portion of my reservation, when my original total for round trip tickets was only $I spoke to a Supervisor and was basically told "Tough Luck" I understand paying a difference in ticket price, but to charge a penalty of $per ticket is absurd and unacceptable!
After purchasing flights that were supposed to be pm not am, I called them for the correction after noticing days laterI was almost definate that I had booked the 12pm flight but am human and could've made the mistakeI was on the phone for an hour with customer service trying to find a solution or alternative to this issueAsked to talk to a supervisor, and was told there probably wasnt anyone availableRepeatedly was put on hold and was treated terrible and the reps/supervisor were robotic and unsympathetic while reading from a scriptNo solution, only a $fee when my flights were only $I was very pleasant on the phone, they were very unwilling to help in any wayWill never use them again
I have booked the flight from Washington Dulles Airport (IAD) to New Delhi International Airport (NDS) on May, The Booking reference number is 012-045-This booking is for June, The route was from Washington, DC(IAD) to Brussels (BRU) to Frankfurt (FRA) to DELHI (DEL)At the time of booking i.eon May, itself I called the Customer C
r of Justfly*** and asked the agent that I have Indian Passport and Valid US VisaIs there any other Transit Visa required or not, if yes, then I will not book this ticketHe replied that there is no Transit visa required for me to travel as I already have the Indian Passport and Valid US VisaTo re-confirm I again call on May, and asked the same questionI got the same reply that I am good to fly, I don't need any other visa to fly from US to India on same flightWhen I reached the Dulles Airport (IAD), Airlines authorities does not allow me to board the FlightAs per them I should have the transit vis
I purchase tickets to flight from Ecuador to New York for my Sister her husband and son and When I type her Last name I put my mother last name instead my father last name, I called the company if will be able to change her name and since thay are type of agency they couln'd make change after puchase the ticketThey recommend to cancel the ticket just for my sisterthe point on this they offer no cancelation fee on her webside but when I called to resolve this issuethey said will keep dollars fee for cancellation and they will refund my money on bussiness day like every other company does, I wait for those day ahd still doesn't showe any money back to my account, after check my ballance I called for my refund and now they said that will take about to weeks for refund, I feel taht is too long for make a refundthis is my booket ticket ***
Horrible company! I booked my ticket online and it was all wrong they stopped in Montreal without noting there would be a stop in MontrealIn Montreal they said I should have a visa which I didn’t Will never use and want compensation
I was online looking for tickets to fly to the Midwest ( last month my friend pd $for these tickets)I saw a special going to Springfield mo for $round trip if booked before midnight, it was 7pm California timeAfter much talk about it not being available for I asked for a supervisor (I had read what the special said to the lady I was talking to when she put me on hold to get a supervisor.) while on hold I checked the computer again and that special was no longer thereThe supervisor came on and said it was not valid & that a round trip ticket was and then she started adding other pricesI told her to just cancel the reservation & don't use the card I was going to cancel due to all the hasslesI was then told there were no refunds but I could pay more $ and use the ticket later, I declinedI asked for a refund again & was denied again, & noticed the $ was already taken outI called my bank to dispute but they said they could start the process