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Rent-A-Center

5501 Headquarters Drive, Plano, Texas, United States, 75024

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Rent-A-Center Reviews (%countItem)

All Rent A Centers are not bad, but never do business with the one at 436 W. Jefferson St in Dallas, Tx because they become very rude when you complain about your purchase. Always keep your receipts because they will RIP you off, they will constantly tell you that your payoff balance is more than what your agreement says! They are very unprofessional with poor customer service! They are nice when they want your service but they are rude once you do business with them. Always look for reviews first before purchasing anything. As you can see their Revdex.com grade is an F.....Too many complaints never look good on a Company. Good Luck!

Rent-A-Center Response • Jan 23, 2020

We are sorry to hear about this, and we definitely want to look into your concerns. RAC remains committed to the satisfaction of our customers. Would you please contact our Customer Care team at 1-800-422-8186 to provide more details, so that we could investigate and help you resolve your concerns? Thank you.

I had a delivery scheduled for 01/20/20 3:00pm EST. After not hearing anyone knock on my door to or contact me I decide to call around 5:30pm EST. I spoke with general manager Chris who stated he was advised by his drivers I had mail on my door, the delivery guy decided to open my mail (which is absolutely illegal) and read the letter addressed to me by my leasing office. The letter again which was addressed to me was a payment reminder in regards to my rent. The manager then stated due to his delivery guy illegally reading my statement and seeing there is some type of payment notice upon my door the delivery associated decided to not delivery my furniture even tho the payment was already made. I immediately informed Chris that what the deliverer did was completely illegal, the letter was not an eviction and not once did anyone contact me to advise of the situation. Chris stated he would need to speak with the property manager or have a picture of my mail emailed to him so he can read the letter him self and decide if he would like the men to deliver my furniture. Chris was not only rude but showed no remorse towards his delivery men illegally reading my mail. I immediately went to my leasing office and spoke with an associate who agreed RentACenter was completely wrong and stated rental verification could be completed. I contacted Chris who refused to speak with my leasing associated, requesting the property manager. The associated advised Chris the property manager was unavailable but she was completely qualified to complete the rental verification. Chris rudely declined and stated he would only We would speak with the property manager. Moments later the property manager contacted Chris back and stated she would be more than happy to assist and suggested Chris fax a verification form. Chris suddenly declined the offer and stated he would just refund my money and I could do business at a different store due to the series of events. I have still not received refund and am highly upset!!
Product_Or_Service: Queen bedroom set

Desired Outcome

Contact by the Business I would like a full refund, confirmation of the refund emailed to me as well as a formal apology for the general manager as his actions were disgusting and unprofessional.

Rent-A-Center Response • Feb 14, 2020

Thank you for forwarding Mr. ***'s complaint to Rent-A-Center's ("RAC") corporate office on January 15, 2020.
On January 9, 2020, Mr. submitted a Rental Order Application for approval to rent a 6-piece Queen Bedroom suite. All applications are subject to approval by RAC's verification of the information provided by the customer on the rental order application. RAC must verify the customer's identification, previous rental history (if any), income, residence, and references to approve a customer's request to enter into a rental agreement.
In processing his application, RAC was able to verify Mr. references and income; however, RAC was unable to verify Mr. residence provided on his rental order application. When RAC spoke with Mr. landlord, the landlord advised that Mr. had not made his most recent residential rental payment, and that he was currently past due. RAC denies that our employee opened any notice addressed to Mr.. The purpose of RAC examining the customer's income and other living expenses (including rent) is to validate that the customer has sufficient resources available to cover the costs of his/her personal expenses, including his/her residential rent, as well as the rental payments associated with the agreement a customer is requesting. Additionally, RAC's merchandise is delivered and utilized at the provided address by the customer, and RAC needs to ensure that the consumer will continue living at that location. Because Mr. was not in good standing with his residential rental payments, RAC declined his rental order request.
Following RAC's conversation regarding his residential verification, Mr. made the necessary payment to his apartment complex and demanded we re-run the validation. Contrary to his complaint, Mr. was denied because RAC was unable to verify a positive residential pay history, and for the unprofessional manner in which he conducted himself while discussing this issue with RAC's coworkers.
Given the facts as stated above, we respectfully request that the Revdex.com consider this matter closed.

Sincerely,
Chrissa ***
Legal Administrative Assistant III

I made a purchase totaling $ 1346.99. I wanted to use the 120 Day early purchase option after already paying $ 634.87 of the total and was informed that in addition to paying that I would have to pay another 383.28 totaling $1094.71 plus what has already been paid (634.87) for a total of $1729.58 .Which includes a 12 % fee plus some other unexplained charges. Now, it was never explained what the 12% was for or how it is calculated such as if it is applied to the total price or the balance at the early purchase option, In addition if I am using the early purchase option why are there excessive additional fees . I am willing and prepared to pay the balance of my purchase but I think that anything above that I should not be responsible for paying. Please assist and advise with this matter.Thank you
Product_Or_Service: 3 Dressers
Account_Number: MWFXXXXX

Desired Outcome

Other (requires explanation) I would like to have the additional fees removed.

Rent-A-Center Response • Feb 07, 2020

Re: Case # 91515846 - *** (PA)
Dear Ms. Long:
Thank you for forwarding Ms. ***' complaint to Rent-A-Center's ("RAC") corporate
office on January 15, 2020. On October 1, 2019, Ms. entered into a rental-purchase agreement with
Acceptance Now ("ANOW"), a RAC affiliate that operates a kiosk inside of Bob's Discount Furniture, to rent
three (3) new dressers. The cash price of the merchandise is $1,346.99, plus tax. In the event Ms.
elected to make all renewal payments, the agreement provided a term of sixteen (16) months at a monthly
rental rate of $165.00, plus tax and optional fees for a total rent-to-own cost of $2,640.00
ANOW transactions offer the customer options to obtain ownership of the merchandise through
periodic rental for the full term of the agreement or through the exercise of an Early Purchase Option ("EPO").
One EPO is the 120-day purchase option as referenced in Ms.' complaint. That option allows a
customer to terminate the lease and obtain immediate ownership by paying the cash price, plus 12% within
the first 120-days of the agreement. On January 27, 2020, Ms. exercised her EPO and obtained
ownership of the merchandise. Based on a review of her account, ANOW has concluded that Ms. was
not overcharged in any way. Additionally, all of the documents pertaining to the rental agreement, including
the Explanation of 120- Day Purchase Option form, were executed through DocuSign and sent to the same
email address Ms. provided to our staff.
Therefore, we respectfully request that the Revdex.com consider this matter closed.
Sincerely,

***
Legal Administrative Assistant III

Customer Response • Feb 11, 2020

(The consumer indicated he/she DID NOT accept the response from the business.)
I do not accept the response from this business. I believe that I was mislead in this transaction and so are many others. 90 days same as cash was advertised and should be honored. There should be no additional fees added period .

Rent-A-Center Response • Feb 13, 2020

Attached please find Rent-A-Center's response letter to the complaint. Thank you.

Customer Response • Feb 14, 2020

(The consumer indicated he/she DID NOT accept the response from the business.)
The additional 12% should not be allowed if they are advertising same as cash within 120 days because theoretically it is not the same price as if I walked into the store and purchased it. In addition, Rent A Center hides behind the name Acceptance Now which is also an act of fraudulence. I want my interaction with them made public !!! so that other consumers are aware of how they operate.

I applied online with Acceptance Now, which was referred to me by Bob's Discount Furniture. After I was approved for credit was was advised in an email to go to the store with my approval email to make my purchase. At the Acceptance Now desk in Bob's Discount Furniture I was advised that in fact I was not approved. No one could give me an answer as to why. I reached out to Acceptance Now and they advised me to contact the store as to why. However, Bob's Discount Furniiture advised me to reach out to Acceptance Now for the reason why I was not approved. It seems to me that this company along with Bob's Discount Furniture are not being fair to their customers. Maybe they just wanted me to come into the store and waste my time picking out furniture for an hour. The situation has not been resolved and I will not be making a purchase with this company, ever.
Product_Or_Service: Matress

Desired Outcome

Other (requires explanation) N/a

Rent-A-Center Response • Feb 14, 2020

Thank you for forwarding Ms. ***'s complaint to Rent-A-Center's ("RAC") corporate office on January 15, 2020, regarding her application to Acceptance Now ("ANOW"), a RAC affiliate which operates a kiosk inside of Bob's Discount Furniture ("Bob's").
Leasing merchandise from ANOW is subject to approval by ANOW's verification of the information provided by the customer on the rental order application. ANOW verifies the customer's identification, previous rental history (if any), income, residence, and references to approve a customer's request to enter into a rental transaction. Upon review, it was found that Ms. had a previous rental agreement with ANOW in 2015. Ms. agreement went one hundred and thirty-six (136) days past due and in an effort to end our business with her, ANOW offered a significant discounted Early Purchase Option ("EPO") to close Ms. account. Because of her previous rental history, Ms. was denied a new rental agreement.
Therefore, we respectfully request the Revdex.com consider this matter closed.
Sincerely,
Chrissa ***
Legal Administrative Assistant III

Customer Response • Feb 17, 2020

(The consumer indicated he/she DID NOT accept the response from the business.)
My previous account with this business was late and I was told that there would be a letter sent to me explaining my disapproval. Replying on Revdex.com is not a letter. So, ANOW has time to answer this response but not answer the customer. I tried reaching out to your representatives several times but could not get an answer as to why. WOW!! No response needed at this point Bob's and ANOW loss me as a customer.

The 1 employee,girl,is rude,no compasion,I got into a car accident,and I pay almost every week,and because of the accident I am not working,waiting for workers comp,so I can pay,the 1 girl always calls me she is very rude,they double there price on there furniture,so after I pay them off I don't want anything from them,I am sure they double the price,so people if you don't want to get rude phone calls,and double price,I advice you to Don't mess with Home choice on lake streetð??¡ð?? ð??¡ð?? ð??¡ð?? ð??¡ð?? ð??¡ð?? ð??¡ð?? they get No stars from me!

Rent-A-Center Response • Jan 06, 2020

We are sorry to hear about this, and we definitely want to address this matter. Would you please contact our Customer Care team at 1-800-422-8186 to provide more details, so that we could investigate and help you resolve your concerns? Thank you.

Acceptance Now location in Mccomb, MS has zero care about privacy laws.
Manager *** called my place of employment discussing my account and then came to my job trying to discuss my account around coworkers. When I told her to leave and if she kept repeatedly violating my privacy I would discuss harassment with my attorney. She then proceeded to tell me she would see my a*** in court and that I would see how psycho she really is. This was all in the parking lot of my employer in front of coworkers and customers.

Desired Outcome

I would like Acceptance now to cease all contact with my employer and the discussion of my account with others. My payment is due the 1st of each month and they begin calling on the 1st around noon.

Rent-A-Center Response • Jan 10, 2020

Director of Complaint Resolution Department
Revdex.com of Metropolitan Dallas, Inc.
1601 Elm Street, Suite ***
Dallas, Texas XXXXX

Re: Case # XXXXXXXX â?? *** (MS)
Dear Ms.

Thank you for forwarding Mr. ***â?? complaint to Rent-A-Centerâ??s (â??RACâ?) corporate office
on December 23, 2019, regarding his agreement with Acceptance Now (â??ANOWâ?), a RAC affiliate that
operates a kiosk inside of Furniture Factory Outlet.

On October 14, 2019, Mr. entered into an agreement with ANOW to rent a new sofa. In the
event Mr. elected to make all renewal payments, the agreement provided a term of thirteen (13) months
at a rental rate of $91.99, plus tax and optional fees. The payment terms, rental due date, cash price, and
projected total rent were provided in the agreement and explained to Mr. before he signed. Mr.
agreed to the terms and elected to make his rental payments on the first of each month as described in the
rental agreement.

ANOWâ??s agreements are terminable rental-purchase transactions that are renewed at the customerâ??s
election. During the term of him agreement, Mr. agreement expired three (3) times due to untimely
renewal payments. When a customer fails to make a timely payment, the agreement expires, subject to
certain reinstatement rights granted under Mississippi law.
It is ANOWâ??s policy to contact customers when they fail to renew their rental agreement to determine if they intend to return the merchandise or make a rental renewal payment. If contact cannot be made at the phone numbers provided to us by the customer, ANOW may attempt to contact the customer at their place of employment. Because Mr. failed to maintain contact with ANOW regarding his expired rental agreement, ANOW conducted a visit to his place of employment.. Additionally, ANOW denies that its coworkers violated Mr.â??s privacy by discussing his account with his coworker or using any profane language toward him. Nonetheless, ANOW has removed Mr.â??s place of employment from our database and will no longer contact him at work.

On December 24, 2019, District Manager Jamie *** contacted Mr. to discuss his
complaint. During their conversation, District Manager Nachigal stressed the importance of keeping an open line of communication regarding his account. Mr. stated he understood, but requested that ANOW refrain from visiting his place of business. District Manager Nachigal agreed to that term and reminded Mr. that his account remained expired due to nonpayment. Mr. advised that he would be making a renewal payment that day, however, Mr. did not make the payment as promised, and his agreement remains expired.

Currently, Mr.â??s agreement has been expired for forty (40) days. ANOW urges Mr. to
contact District Manager Nachigal at (XXX)XXX-XXXX to immediately arrange the return of our merchandise or
make a renewal payment sufficient enough to reinstate his agreement. Should Mr. fail to contact District
Manager Nachigal within ten (10) days of this letter, ANOW will be forced to seek all legal remedies to secure
the return of its merchandise.

Therefore, we request that the Revdex.com consider this matter closed.

Sincerely,

***
Legal Administrative Assistant III
cc: Store Manager *** (via email)
Jamie *** District Manager *** (via email)
Frank ***, Regional Director *** (via email)

I purchased a used sofa and loveseat from Rent-A-Center that was infested with bed bugs. My son and I were bitten, it took 5 days to for removal

I was sold a used sofa and love seat set from Rent-A-Center located at 1038 Oliver in Wichita, Ks. The furniture was grossly infested with bed bugs. My son-in-law was bitten several times over a three week span. On November 29th he had to visit Urgent Care when the bites started blistering and bursting!

Orkin came to inspect the furniture on November 30th and when shinning the flashlight on it, there were four bed bugs spotted immediately! Also on November 30th I called and spoke with Mike who is the manager of this location. Mike and I originally spoke about having the furniture removed later this same day. Mike was to arrange for an exterminator to come out to examine the furniture and my home as well.

When mentioning to Mike that my son-in-law had been bitten and we would be seeking compensation, Mike stated that "if I chose to go a "different route", that he is out of it and we would have to file a claim with their claims department. I was provided a phone number as well as a claim number! To our surprise Mike nerver sent anyone remove the furniture and has refused to speak to us since this day! Because of this I was under the impression that the claims department would have the infested furniture removed! I found out when speaking with the claims department that following Tuesday that furniture removal was outside of their scope of support. To say that we were appalled and in a state of pure panic is an understatement!

I had to contact the Corporate Office by sending a complaint on the Rent-A-Center website and this is how we got assistance for removal of the furniture. It took a total of five days before the bed bug infested furniture was removed. On the forth day I was also bitten several times on my right arm. I think this could be due the bed bugs spreading or possibly falling off the furniture while being removed.

Brent was the contact personnel at the Rent-A-Center Corporate Office. Brent was able to schedule an exterminator on December 4th to evaluate the furniture prior to removal! They too found "bed bug activity"! The District Manager was suppose to schedule an exterminator out to spay my home as well as my landlord's on December 4th. No exterminator has contacted us as of today December 15th.

Unknowingly to Rent-A-Center (due to refusal to communicate) I have had Orkin treat the homes. The total cost was 2311.65. Due to prior negligence is why I made the decision to treat the house. As I thought, once again the bare minimum was done to rectify our nightmare caused by Rent-A-Center. Nothing has been done to rid me of the parasites brought into my home. My walls in my basement are all wood paneling which bed bugs will migrate to, according to the exterminator.

I would like to know if there can be an investigation started? I would like Revdex.com to look into tthe: selling of the bed bug infested furniture without prior inspection, not having a sense of urgency about the removal of the furniture, the failure to attempt treating the home, the unwillingness to communicate and the unreasonable handling of the situation as a whole. I had to pay Orkin over 2,300 to treat my landlords home as well as my home. Currently we have no contact with any Rent-A-Center representative due to my choice to get an attorney!

I do understand to a reasonable extent, Rent-A-Centers decision to communicate with our attorney versus communing with me. What I absolutely do not understand is the complete lack of empathy and responsibility! These parasitic organisms have caused physical, emotional and mental scarring for my son-in-law and myself. I am displaced and uncomfortable in my home while awaiting a second treatment! Im literally living a nightmare.

If someone could please investigate this matter, it would be highly appreciated!

Thanks,
Rosemary

Desired Outcome

Na

Rent-A-Center Response • Jan 08, 2020

Attached please find Rent-A-Center's response letter to the complaint. Thank you.

Christie *** from corporate was very rude while I was trying to make a payment.
Summer of 2018 My husband *** and I bought furniture from bobs furniture which was financed by acceptance now. When our furniture was delivered it was damaged so we had to get a replacement and was promised a credit to our account but never got it We made every payment up to the last 2. Our furniture was seperating at the seam and we called bobs furniture. I was told over 5 times that I didn't need to contact acceptance now because the furniture was from bobs. I told them I won't make another payment until its fixed. On december 12th Christie *** from corporate came to our house about the payments. I wasn't home at the time but my husband and his mother were. The account is in my husbands name so she talked to both of them. When I found out I called her and spoke to her. As I was explaining the situation she got very rude and threatened to hangup on me. I was asking questions and all she kept saying was I shouldn't even be talking to you either make the payment or im hanging up and we're taking you to court. I made The payment and as soon as I did she hung up on me and never gave me a confirmation number or anything. I called back asking for proof it was paid and closed and never received anything but rudeness and being talked to like I was stupid.

Desired Outcome

I would like to have my furniture repaired and speak to someone regarding the way I was treated by Christie

Rent A Center is the worst place to work with paying for furniture for 3 weeks now still dont have my furniture the date of delivery never came no phone to tell me the delivery wasent gonna be today. I called the store to speak with a manager first she was in a meeting called back 30 minutes later she was on the phone called the 3rd time she now wasent in. Called corporate they called the store magically the manager was in and got on the phone. Her excuse was they had an emergency at the store and they couldnt deliver the furniture today. I stayed home from work which is taking money out of mouth and I'm supposed to take another day off for a delivery no I dont think so. I am getting my money back these people are thieves, they have no customer service they suck do yourself a favor and never use these people it's all a big scam

They told me that my washer and dryer would be $80a month when I looked at my tax app it says I owe. 151.96 not the right amount
Product_Or_Service: Whirlpool washer and dryer com

Desired Outcome

Other (requires explanation) On the washer and dryer payments

Rent-A-Center Response • Jan 13, 2020

Thank you for forwarding Mr. *** complaint to Rent-A-Center's ("RAC") corporate office on December 6, 2019.
At this time, Mr. has four (3) three rental agreements with RAC for the following:
Agreement No. XXXXXXXXXXX - X-PC living room set - $77.96/month, plus tax and optional fees;
Agreement No. XXXXXXXXXXX - Refrigerator and gas range - $95.30/month, plus tax and optional fees;
Agreement No. XXXXXXXXXXX - Queen Size mattress and 6-PC bedroom set - $129.97/month, plus tax and optional fees.
At the time of his agreements, Mr. elected to enroll in RAC's optional Liability Damage Waiver and Benefits Plus for additional monthly fees. A typical monthly payment for all Mr. open rental agreements is divided as follows:
Agreement No. XXXXXXXXXXX - $129.97 (Rent)
LDW Coverage - $12.99
Sales Tax - $19.82
Subtotal $162.78
Agreement No. XXXXXXXXXXX - $95.30 (Rent)
LDW Coverage - $9.53
Sales Tax - $14.54
Subtotal $119.37
Agreement No. XXXXXXXXXXX - $77.96 (Rent)
LDW Coverage - $7.79
Sales Tax - $11.89
Subtotal $97.64
Benefits Plus Membership ID: XXXXXXXXXXX - $12.99 Grand Total: $392.78
On December 10, 2019, Regional Director James *** spoke with Mr. regarding his complaint. During their conversation, Mr. expressed his frustration regarding the cost of the agreements and possibly switching out merchandise for another model at a lower cost. The products discussed as a switch out would have raised Mr. monthly payment to approximately $520.00 a month, which he declined. Mr. advised that he would finish out the remaining terms on his current agreements and visit the store for other merchandise he needs upon final payments. Mr. thanked Regional Director James for his call and appeared satisfied at the end of the discussion.
Therefore, we respectfully request that the Revdex.com consider this matter resolved.
Sincerely,
Chrissa ***
Legal Administrative Assistant III

In August I made a bed purchase at bob furniture using this program. The sales representative explained to me the my purchase with taxes will come up to $1,172.84 and I was charged $144.92 that same day I made the purchase instead of the $60 dollars they usually charged. I have been making payments of $184.96 every month since that was what was agreed upon with the understanding that by December 1st I will be done paying for the furniture. I asked her several times since I didn't want to go over December 1st and she stated and even gave me my last payment date which is december 5, 2019. I agreed and the furniture was delivered. I wanted to know my balance since it doesn't show on their website how much I still owe and unfortunately I couldn't get that information so I called the bob store I got the furniture from to find out how much I still owe. I was told I signed a 15 months contract which wasnt what I signed up for and that at the end of december I will still owe the company money meaning I have to keep paying $184.96 for additional 11 month. I asked to speak to the manager because that was not what was explained to me during the time I was signing the papers. The manager however said the same thing and I explained to him that I never signed a 15 months contract and what I signed up for was to finish paying by December 5. He told me I may have not understood their contract and I told him I never signed up for that contract because there was no way I will signed up to pay over 3 times for a bed and if that was explained to me I couldn't have made the purchase. After the conversation I was now more confused than ever as I have planned to be done paying by December 5th since am going on maternity leave and will not be getting paid like I used to. I am afraid that if I am not able to keep up payments they might send me to collections and better yet send the police to my house which I do not want at this point. I have been paying 12 dollars each month for their insurance protection also.
Product_Or_Service: Bob o pedic sky firm queen mattress
Order_Number: XXXXXXXX
Account_Number: FBXXXXXX

Desired Outcome

Other (requires explanation) I would like for the company to either cancel the 15 months contract or find a better way to resolve this issue as I do not want any harassment from them.

Rent-A-Center Response • Jan 08, 2020

Thank you for referring Ms. ***'s complaint to Rent-A-Center's ("RAC") corporate office on December 5, 2019.
On August 7, 2019, Ms. entered into a rental agreement with Acceptance Now ("ANOW"), a RAC affiliate operating a kiosk inside of ***'s Discount Furniture, to rent a new queen sized mattress ANOW purchases the merchandise selected by the customer from the host store, and then leases the merchandise to the customer through a terminable lease agreement. The rental agreement allows the customer to use the property and offer options to obtain ownership of the merchandise through periodic rental for the full term of the agreement or through exercise of an Early Purchase Option ("EPO").
In the event Ms. elected to make all rental payments, the agreement provided a rental term of sixteen (16) payment due every 4 weeks at a rental rate of $144.92, plus tax and optinal fees. Under the terms of that agreement, Ms. also has the option to purchase the merchandise once he fulfilled the rental payment terms of the agreement, as well as obtain ownership by paying the lump sum of the EPO price at any time in the agreement. The rental payment terms, cash price, projected total rent, and purchase price were provided in the agreement, and explained to Ms. before she signed. Ms. specifically affirmed that she had read, understood and received a copy of the agreement, and signed the agreement directly below that affirmation. Furthermore, all ANOW agreements are clearly labeled at the top as rental agreements, together with a bold statement within the agreement that states, "This is a rental transaction."
In addition, each customer is provided with an EPO schedule setting forth the EPO amount after each rental payment is made (see attached EPO schedule). In addition to the disclosures made in the rental agreement, ANOW provides additional, separate disclosures by way of a customer acknowledgement to ensure customers clearly understand the nature of their transaction. Ms. checked and signed the Acknowledgment of Rental Agreement, affirming that she understood the essential terms and benefits of the transaction. ANOW's rental documents are signed via DocuSign, which automatically emails the transaction documents to the email address provided by the customer.
To date, Ms. has made only five (5) rental payments totaling to $724.60. Ms. has a remaining rental term of ten (10) renewal payments, or an EPO price of $884.01, plus tax to acquire ownership of the merchandise. However, on January 2, 2020, Ms. agreement expired, because she failed to make a renewal payment to extend the lease.
Case # XXXXXXXX
January 7, 2020
Page 2
District Manager Bill Edwards has made several attempts to reach Ms. to discuss her concerns, leaving his callback number each time. To date, Ms. has not returned his calls. We urge Ms. to contact District Manager Edwards at (XXX)XXX-XXXX to discuss any concerns she may have regarding her agreement terms and her EPO price.
In conclusion, ANOW denies that Ms. was misled in any manner as the terms of the agreement and EPO amounts were fully disclosed and explained to her at the time of her agreement. Accordingly, we respectfully request that the Revdex.com consider this matter closed.
Sincerely

Customer Response • Jan 13, 2020

(The consumer indicated he/she DID NOT accept the response from the business.)
Although I am grateful that they have respond. How ever it was never properly explained to me that o was signing a contract for 15 months. When I went into the store I was told that by 12/5 I should be done paying for the purchase and I was then given a payment schedule that showed that I was going to be done by 12/5. However when I called to find out how much I still owe in October that was when I was told I signed a 15 months contract. I also called the store and spoke to the manager there and he further explained to me about their policies and the contract that I signed. The contract that was given to me do not indicate that I signed a 15 months contract. I want a copy of the contract that they have and I will also contact the district manager to speak to him as well.

Rent-A-Center Response • Jan 15, 2020

We have requested that District Manager Scott *** reach out to Ms. again to discuss the details of her lease agreement with ANOW. Additionally, District Manager Edwards will provide Ms. with another copy of her transaction documents, as a courtesy.

Given the above, we request that the Revdex.com consider this matter closed.

They scam you with excessive interest rates and added fees not on contract.
I bought furniture last year for 900.00. Because I didn't pay it off in 90 day time frame I've paid 174.00 a month for 12 months, add it up. I called to ensure that my last payment would be 1/1/20, was told that had to pay four more payments or buyout the contract for over 400.00.
I misplaced the contract, but has asked for a copy.

Desired Outcome

I want my contract to end on 1/1/20 as stated in the contract.

Rent-A-Center Response • Jun 30, 2020

Attached, please find Rent-A-Center's response to the complaint. Thank you.

Customer Response • Jul 02, 2020

(The consumer indicated he/she ACCEPTED the response from the business.)
I except their response because they did what was right!! They knew that this is a predatory lending practice, and we have no recourse under NC law against these rental companies.
I will continue to work with our State Attorney General about these predatory lending practices!!

My name is *** I'm writing regarding an issue I have with rentacenter in staten island Ny. I purchased a refrigerator on Jan 15,2019, when they delivered it to me I started seeing roaches appear in my house I've never had any issues with bugs. So I called an exterminator several times to resolve'this issue, upon his visits he told me my house had no issues with an infestation he believed it had to do with my refrigerator. This problem has been going on for months now I couldn't seem to figure it'out until last week he advised me to open the back of my refrigerator when I did I saw where the infestation is. The refrigerator was black and filled with roach shedding,dead roaches and live ones. Upon my discovery I immediately contacted rentacenter to resolve this issue. The manager was either never around or busy I called every single day and was getting a run around. Finally I spoke with a manager named Peter who basically told me he is not refunding any money or exchanging the refrigerator. He was extremely adamant that I was sold a brand new refrigerator when it fact it was used. I'm desperately trying to resolve this issue. I want this refrigerator out of my house, I have children and we have to live with this disgusting problem everyday. If you could please get back to me at your earliest convenience my telephone number is XXX-XXX-XXXX or via email ***@gmail.com or mail ***X. Thank you so much I greatly appreciate it
Product_Or_Service: 22. C ft French door refrigerator
Order_Number: XXXXXXXXXXXXX
Account_Number: XXXXXXXXXXX

Desired Outcome

Other (requires explanation) I would like to be refunded in the full amount that I've paid or exchange for a brand new refrigerator.

Rent-A-Center Response • Dec 18, 2019

Attached please find Rent-A-Center's response letter to the complaint. Thank you.

Customer Response • Dec 19, 2019

(The consumer indicated he/she DID NOT accept the response from the business.)
I have explained several times that *** is in fact my fiancee. He has given me all permission to discuss this issue. Rentacenter is simply trying to prolong this as much as possible. I have submitted the documents from terminex and still no one has contacted me back it has been a week since they were in my house. This issue is still unresolved as the roaches continue to multiply. I need help and they are avoiding all my phone calls and reports.They also stated that they dont know who I am but when they harass for payments they have no problem calling me.

I would like to settle ownership of my furniture by December 31, 2019. I have requested this on numerous occasions but to no avail.
I was given a settle price of roughly $600+ dollars verbally over the phone. However, I have since lost my job and need more time. I am also a cancer patient in remission, so my health takes precedent. I have attempted to reach out to Acceptance Now at Bob's Furniture in Rockville, MD but they will not work with me. I simply need more time to clear this matter up. They continue to threaten to take the furniture and will not extend the settlement offer. Sadly, I have paid Acceptance Now thousands of dollars due to my inability to work FT due to continued health issues. My interaction with collections has been less than ideal.

Desired Outcome

I would a resolution that will me to resolve this issue. Monies received settled as a courtesy or payoff agreement extended.

Purchased furniture through Bob's finance through a second hand financing center within Bob's, AcceptanceNow. We were approached by a gentleman by the name of Carlo to help us fill out our paperwork. After said and done, we were only disclosed by a fee of 12% on top of our purchase price as a convenience fee for using the company and a fee for protection of the furniture. We were told our payments will be 211 on our furniture. After making several payments I noticed our balance was not tying out to the balance we had on paper. I contacted the business and spoke to a resourceful woman and she stated the actual breakdown of our payments. We were told by the woman extra fees were being deducted from our payments that our salesman never disclosed to us nor did he tell us that only 166.68 will be posted to our actual balance. Every time I went into the store to approach someone in regards to my account, I got the rudest people. People with attitude. Even the manager was useless and had an attitude when trying to inform me of things that were not disclosed at the time of purchase. She said there was nothing she could do for me and had an attitude.

Desired Outcome

Other (requires explanation) The extra fees that were not disclosed to be reduced off our balance

I am pretty happy with Rent-A-Center. Maybe my experience is different, but no matter where I've lived, or what kind of record I had previously, they've always been helpful in getting me what I needed without bias and it was always my fault if I fell behind or missed a payment, however, they were always willing to work with me to avoid losing the investment. The only reason I docked a star is the phone harassment of family and friends. I don't see why they should be driven crazy if I missed a date.

Rent-A-Center Response • Dec 03, 2019

thank you for your positive feedback! We are committed to the satisfaction of our customers and love to hear about positive experiences!

First off it started 10/25/19 they knew we were getting married that weekend so we were out of town called us and our ex roommate who got a bed in her name for us as a gift hounding us about payment Tanesha adviced them we were out of town for our wedding we come back home there is call on our wedding day hounding then we talked to Corp and dealt with we also have had a death in family mother in law due to have heart surgery our home has black mold looking for new house cause we are all sick from it to problems with our school so they are the less of our worry right now this all came up after we said we would pay to Corp on Friday 11/1 well even before 11/1 my daughter who is told don't answer door for noone was here by her self said they showed up on Halloween to our house so then we weren't home again they call Saturday 11/2/19 so we got home about 730pm our phone rings at 8pm from a cell phone number I didn't know well it was rent a center at 8pm there closed and it was a gentleman asking about payment at this point I am mad he was adviced what was going on and told I will try to pay Monday but no promises we have alot going on right now he threatens me with ur making this harder on you if we don't get the money by Monday we will come get our stuff you were told what is going on stop harrassing us we have gotten behind before and paid it all off why hound us we have 5 children who are in bed at 8pm every night we have again called Corp about them harrassing us and adviced them to all that is going on as well they are all very rude poor customer service and I have a bad back were I have to use a cane I have DDD AND CANT GET OUT OF BED SOME DAYS SO I NEED OUR BED

Desired Outcome

Other (requires explanation) Stop calling or showing up here harrassing us and with me having a loss I believe for them harrassing us for that and our wedding day and night before they should cover this they have been adviced to what is going on

Rent-A-Center Response • Dec 10, 2019

Thank you for forwarding Ms. ***'s complaint to Rent-A-Center's ("RAC") corporate office on November 8, 2019. Please be advised that the agreement Ms. is *** about does not belong to her (she is not a signatory to the agreement). Ms. McKinstry entered into a rental agreement with RAC to rent a new queen sized bedroom set and mattress.
Because Ms. is not a party to Ms. agreement, RAC is limited on what information we are able to divulge. Nonetheless, District Manager Lisa *** contacted the customers and worked out a positive resolution for all parties involved. Ms. agreement was closed as an Early Purchase on November 12, 2019 and Ms. was able to keep her bed.
Therefore, we respectfully request that the Revdex.com consider this matter closed.
Sincerely

AcceptanceNow agrees to automatically take out payment and the last payment they miss and charge you 500 fee with no notice. Hidden policies.
AcceptanceNow charges you 12 percent upfront with no ability to pay early and save on interest. Moreover, they do not disclose that the last automatic payment will not be deducted and a 500 fee will be charged after one day after the due date. No notice, invoice, letter, email or call is made to communicate that the last payment will not be deducted. Employees including management are rude, they state that it is not their responsibility to explain their policy and procedures! I called in two occasions to get clarification of payments amounts and dates, once July 15th and the other September, 7th. Both times the representative listed all payments will be deducted of the amount of 166.53 for 07/15,08/15, 9/15, 10/15 and a remainder balance of 631.78 10/28. Manager stated as well that they do not keep recordings of calls and that her employees do disclose 100 percent of the time. She also stated that she does not screen Spanish calls, I was speaking English and that is discrimination. AcceptanceNow has no quality customer service assurance, no tracking and hidden disclosures. I bought this furniture June 30th, 2019 and didn't even get the right furniture after 3 months! and now Im being charged outrageous fees! This is not how you treat customer or do business.

Desired Outcome

I want to payoff the balance originally due on 10/28th of 631.78 and be done with Bobs Furniture and AcceptanceNow.

Rent-A-Center Response • May 21, 2020

Attached, please find Rent-A-Center's response to the complaint. Thank you.

I purchased furniture at Nebraska furniture mart on 9/27/18 and used acceptance now to finance the furniture .I begin making monthly payments in October at the beginning of the month. Some of my payments I paid a little more than what was required . Somehow when looking over my paper work I noticed things like club fees ,suspense fees, process fees, waiver fees etc.I also noticed I was charged for a benefits plus for $12.99 and liability waiver fee of $20.40 when it clearly states on my contract customer declined extra insurance. I then go into Nebraska furniture mart to the acceptance now counter and ask for a printout of my total payment history . I am told we are not able to print it and was handed a paper with the payment I just made. Every time I ask what the payoff is it makes no sense to me because it goes up and down depends on when you ask. How do you purchase furniture for less than 2,900 and end up paying almost 6,000 for it. I was told that my payments were for 20 months on 10/24/19 If I wanted to go to rent a center then I would have went there. They are scamming people out of hard earned money with all of the fees and misc charges . I will never again use this company they are SCAMMERS RIPPING PEOPLE off they should be ashamed of themselves. First and last time using them.REPEAT NEVER AGAIN!!! By the way when you ask the people at the counter anything they are unable to tell you much about your account.
Product_Or_Service: Living room set and mattress

Desired Outcome

Explanation of Charges I would like a breakdown as to how I am being charged. What are all of the fees for and what is the interest rate and why are the charges all over the place. Also train staff that when customers are asking about billing question you should be able to explain things and not be vague. I left the counter needing to investigate on my own about payments made to this business

Rent-A-Center Response • Dec 10, 2019

Thank you for forwarding the complaint of Ms. *** to Rent-A-Center's ("RAC") corporate office on October 29, 2019, regarding her agreement with Acceptance Now ("ANOW"), a RAC affiliate that operates a kiosk inside of Nebraska Furniture Mart. To clarify, ANOW transactions are not credit sales or financing arrangements, but are rental-purchase agreements as defined under Texas law. ANOW purchases the merchandise, which is selected by the customer from the host store (Nebraska Furniture Mart), and then leases the merchandise to the customer through a terminable rental-purchase agreement. The rental purchase agreement allows the customer to use the property and offers options to obtain ownership of the merchandise through either periodic rental for the full term of the agreement, or through exercise of an Early Purchase Option ("EPO").
On September 27, 2018, Ms. entered into a rental purchase agreement with ANOW to rent a new living room set and queen sized mattress. At that time, Ms. elected to enroll in RAC's optional Benefits Plus Program and optional Loss Damage Waiver ("LDW") for additional monthly fees. In the event Ms. elected to make all rental payments on time, the agreement provided a maximum rental term of nineteen (19) months at a monthly rental rate of $254.99, plus tax and optional fees. The rental payment terms, cash price, late fee charges, projected total rent and cash price are set forth in the agreement, and was explained to Ms. before she signed the agreement. Ms. affirmed and electronically signed that she had read, understood and received a copy of the agreement.
When a customer fails to make a timely payment, the agreement expires, subject to certain reinstatement rights granted under Texas state law. During the term of Ms. agreement, her agreement has expired twelve (12) times due to delayed renewal payments. Per the terms of Ms. agreement, each late payment incurred a $10.00 fee. Late fees, as well as Benefits Plus and LDW fees, are not applied toward the total remaining balance of the account.
On November 19, 2019, Ms. met with District Manager Kris Wolfe to discuss her ANOW account and Revdex.com complaint. During their conversation, District Manager Wolfe explained the following:
The processing fee is charged when any customer opens an account with ANOW and is only charged once.
Case # XXXXXXXX
December 9, 2019
Page 2
Ms. did in fact enroll in the Benefit's Plus program, however, District Manager Wolfe agreed to refund the total amount she had paid into the program and apply it toward her EPO balance. Ms. agreed to this resolution.
The LDW covers a customer's liability for loss or damage to the property under circumstances specified in the separate LDW agreement. Ms. stated she agreed to this coverage and understood its purpose and charges.
If a customer makes a larger payment, the excess funds are put into a separate holding account. . The funds transferred into this account are used toward the EPO balance at the end of a customer's rental term. At the start of her agreement, Ms. initially made smaller rental payments, then, requested her account be due monthly on the 5th. This request in turn slightly changed her payment schedule and monthly costs. Regarding her concerns about her EPO price seemly never changing, every payment (minus tax, late fees and liability coverage) is applied toward her total rent to own price and not the EPO price. Any ANOW customer can exercise their EPO at any time or pay a monthly payment to continue the rental term until completed.
Ms. stated that she felt as though her concerns were addressed adequately. Additionally, District Manager Wolfe agreed to further discount Ms. EPO price to $500.00. Ms. agreed and made a $250.00 payment that day and agreed to pay the remaining $250.00 to close her agreement on January 1, 2020.
At this time, it appears all parties are satisfied. Therefore, we request the Revdex.com consider this matter resolved.
Sincerely

Here we go again! First you poison my dog and now when I contact you regarding my purchased furniture NOT being wireless charge capable (the workers here about 15 minutes ago) CLAIM that it was a limited promotion and they no longer have that in stock.. once I begin asking well why are you here then? I have a night stand'! The guy says well you're behind 1 payment I replied I'm well aware!! I told RAC that I will not be making any payments until the merchandise I have agreed to pay for is settled. Immediately following he calls someone and is speaking Spanish in my bedroom when j say this isn't professional I'm going to contact someone he says 'this is my language idc!? I had to call my father to make these men leave my home this is completely unacceptable. For one you guys should NEVER have two men show up to ME AND MY DAUGHTERS HOME that's completely unsafe and unprofessional. With my initial complaint I REQUESTED NOT TO HAVE TO DEAL WITH THE SAME STORE clearly because I felt they would target me due to being upset at the error they made in poisoning my dog and clearly I was correct! These men and their disgusting attitudes disrespecting my home and making myself and child feel uncomfortable only until I get a man here to make them leave'! I should have called the police now that I think of it and I will be contacting all parties necessary.I mentioned the furniture being wrong in my initial complaint MONTHS ago and the fact that this is still not resolved is ridiculous without even mentioning all the BS they just pulled!
Product_Or_Service: Lodanna king
Order_Number: 0
Account_Number: XXXXXXXXXXX

Desired Outcome

Other (requires explanation) Again I am requesting NOT to deal with this location, their manager or anyone they are disgusting human beings and should be ashamed! I want the total cost adjusted due to paying for a product I have yet to receive and was told today that I won't receive. It's false advertising I also have the screen shots of the lodanna king bed set I purchased advertising the WIRELESS CHARGING feature.

Rent-A-Center Response • Dec 10, 2019

Thank you for forwarding Ms. ***'s complaint to Rent-A-Center's ("RAC") corporate office on October 23, 2019. RAC has dedicated a substantial amount of time to work with Mr. regarding her complaints and therefore, could not respond sooner due to scheduling delays with her.
Ms. made a similar complaint on August 8, 2019, which RAC responded to that complaint on August 23, 2019 (see Dallas Revdex.com Case # XXXXXXXX). As stated in our response, RAC agreed to re-write her rental agreement with a significant discount as a courtesy for a less than satisfactory delivery experience. Ms. accepted this resolution and stated she would be advising the Revdex.com that her concerns were properly addressed. Ms., however, failed to notify your office that her concerns had been adequately and promptly addressed and the complaint was closed on September 2, 2019.
In her current complaint, Ms. correctly states the merchandise she elected to rent was offered for a limited time promotion. On October 25, 2019, District Manager Ricardo *** contacted Ms. who then instructed him to contact her mother, Victoria ***, to further discuss the complaint. District Manager *** agreed, and called Ms. mother, per her instructions. During their conversation, District Manager *** apologized for the coworker speaking another language while in her home and for the miscommunication regarding the exact nightstand model her daughter had ordered and agreed to have the correct night stands delivered on October 28, 2019. Additionally, District Manager *** agreed to waive the late fees Ms. had incurred, and accept her rental renewal payment upon delivery. Upon receipt of her rental payment, District Manager *** agreed to have Ms. agreement transferred to another RAC location so she would no longer be required to work with that specific location's staff.
Ms. initially agreed to these terms, but later determined that the scheduled delivery date no longer worked for her and rescheduled twice. Furthermore, Ms. has yet to make her scheduled rental renewal payment and is currently sixty-six (66) days past due. When the District Manager called Ms. on November 2, 2019 to discuss her commitment to make a rental payment, Ms. hung up on him as soon as he stated his name. Ms. rental agreement specifically states:
OUR RIGHTS TO TAKE POSSESSION: If you do not renew this lease or if you breach this lease, we have the right to possession of the property. If this happens, you agree to return the property or make
arrangements for us to take possession of it. If you fail or refuse to comply with this requirement, you agree to pay our costs (and fees, where permitted) incurred in taking possession of it.
Despite RAC's good faith efforts, Ms. has continued to not make the contractual payments and remains in possession of the merchandise without paying for it. RAC would request Ms. to contact District Manager *** at (XXX)XXX-XXXX to immediately arrange the return of our merchandise or make a renewal payment to reinstate her agreements. Should Ms. fail to contact District Manager *** within seven (7) days of this letter, RAC will be forced to seek all legal remedies to secure the return of its merchandise.
Therefore, we respectfully request that the Revdex.com consider this matter closed.
Sincerely

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Address: 5501 Headquarters Drive, Plano, Texas, United States, 75024

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