Specialized Loan Services (CMC Funding on my mortgage statement) has grossly mishandled my escrow accountThey used my escrow money to pay the property tax bill of a property twice the value of mine, in another person's name, at the complete wrong parcel number and property address in the wrong countyThey paid taxes on a property that are DOUBLE the cost of my taxes and then, months later sent me a letter that I owed them a sum of money AND that they were raising my mortgage payment from $per month to $I called to inquire on 7/17/and was told they would open a ticket and would let me know the resolution in business days (July 31st)It is now August 11th and I have called several times, with no resolutionThere has not been a manager available for me to speak to, I'm simply told they will call me backMy property taxes are months past due and my mortgage is $higher than it should beMy latest call to their service department revealed that they didn't even
Despite charging me for "escrow" of property taxes and insurance, SLS failed to pay my property taxes I paid the taxes, as well as the late fee incurred due to SLS's failure to pay the taxes I spoke with SLS today, and it will not confirm that it will reimburse me for the tax payment or the late payment I was also hassled by the "executive services" representative for using the speaker phone function to speak with him -- this was odd
My mortgage payments are being misapplied/not applied to my remaining mortgage balanceWent through a trial modification where I paid a lesser amount than my mortgage for monthsWhen I rejected the modification I repaid the month shortageThis money was never applied and now my statements show that I am always month behindI have paid my mortgage on time every time to this companyMy billing statements consistently show me owing months, the current month and the month that they claim that I am behindThis is incorrect as I am current on my payments
My loan was sold, or is at least managed by SLS and I had no say in the matter unfortunately I've had a a number of home loans over the years and have dealt with probably around 8-different mortgage companies who've managed my loansSLS is, by far, the absolute worst, most disorganized, most inept, most mistake-making and most time-out-of-my-life company I've ever dealt withI've made a ton of extra principal payments and sent them to the exact address they told me to send extra principal payments to Time after time, they applied my extra payments as regular mortgage payments, which of course, if I wasn't paying attention, would cause the payoff date of my loan to be stretched out for years longer than it should be I was assured time and time again that a "note" was put in my account so it wouldn't happen and it kept happening, then, after months of errors, someone finally told me that any extra payment that is higher than the amount of a regular payment will NOT be applied to principal and "their system" will treat it as a regular payment...even though I made repeated calls and they put that "note" in the system Their "system" is so inept and their company is so disorganized that they simply do not have the ability to take an extra principal payment that is more than the regular payment and apply it to principal even if the monthly payment has already been made for that month So, I just decided to send them more, smaller amounts of $so their inept company would stop screwing me on my extra payments The conspiracy theorist in me feels like it's a scam by them to draw out people's loans and to rack in more money I'm sure some people don't watch the allocation of funds as closely as I do and SLS can get away with it...and furthermore, I have forced SLS to give me back all my escrow money and am no managing my escrow on my own because SLS said they need basically a slush fund of around $1,in case escrow payments are over the minimum from my payments When I found that out, I decided that SLS will not have the luxury of holding hostage $1,of my money so they can sleep at night and not worry about my escrow account being underfunded by $at the end of the year Getting them to actually close the escrow and refund my money was a huge, painful ordeal as well, but I won't get into thatLastly, and this should be a red flag to anyone dealing with this company, just logging into my freaking account often takes two attempts to actually log in I log in with id and pw and it takes me right back to the log in screen and sometimes asks me security questions before logging in Even their stupid web site isn't run/managed professionallyThis company is HORRIBLY run and it wouldn't surprise me if some of the stuff their doing is grounds for a class action lawsuit From looking over all these reviews on this site, I think it'd be great to get everyone together and file a class action lawsuit against SLS and to ether shut them down or force them to do their job with some degree of professionalism Anyone interested in suing them, just contact me at * * * * * * * * * * * * *** * * * ** I normally wouldn't waste my time with something like that, but these guys are terrible and it appears, by far, I'm not the only person who feels this way
Worst Company EVER!!!! My husband dies almost weeks ago I am with a year old and an year old I have been trying to speak with them since his death For weeks they told me I needed to file certain papers, I spoke to them once a week for the last weeks They told me they had the information they needed but I would not have authorization until November 21st WellI called on the 21st and still didn't have authorization to talk to meNow they are telling me that I need more paperwork, I am almost weeks into this and have resolved nothing!!! This company is horrible and shouldn't be in business!!!
My home loan was transferred to SLS from Shore Mortgage on 02/15/without my permission but they claim that is legalThis transfer was not to change any of the conditions of my services with Shore mortgageHowever, I was on a bi weekly program with Shore mortgage to allow me to save by paying the mortgage off soonerSls did not offer this service which has cost me additional moneyWhen this was transferred to SLS it was without PMI insurance which was satisfied on 11/1/and proof of this has been sent twice to SLSOn April 1, SLS paid PMI insurance on this loan and subtracted $Illegally from my escrow accountI called when this was done and no more deductions were made from my escrow but SLS insist that they had a right to take this deduction from my account that was transferred to them with the PMI fulfilledThey stated that PMI didn't expire until May of which would have been correct had I not made extra payments to reduce the balance to the 78% level before
SLS purchased my loan in October of and did an escrow analysis at that time They claim that my escrow will have a shortage of $in and are trying to increase my monthly paymentAfter careful review of their escrow analysis I see that they calculated my property tax as if they had paid it, when in fact my previous mortgage company had paid it leaving NO escrow shortageI contacted SLS on December 28th, and explained the situationI was told that a "ticket" had been submitted and that another escrow analysis would be done on or before January 3rd, and I would have it in the mail by January 6th, Today is January 10th, and nothing from SLSI called them again today only to be told "I don't know why it hasn't been completed, I'll submit a ticket." SLS seems to be running a scam or at best, are very careless with customers mortgageI don't know how the Revdex.com has them rated as an A+ company given the number of similar complaints
I am in day one with this company after they acquired my mortgage which I always pay on time I was notified by my old mortgage company of the change I have not received anything from them They said they sent it last week Did not get it Signed up for the web pay and it is through Western Union Weird The web said the payment this month is $ It all felt very strange I sent a check and will hope for the best Very weird in this day and age when it is so easy to make payments online I will be reporting my experience to the state's Attorney General's Office
My account was sold to SLS from Ditech and now having problemsMy payment was due today, and when I called to make my payment with a rep and there was a recording stating a 30-minute company meeting and to call backI have tried for hours and they do not pick upI tried making a payment over-the-phone and recording stated no such accountI tried making it online and first two attempts wouldn't go through, window stated there was an issue and tech support was notifiedThen finally payment went through, but I got hit with a Western Union feeThis is terrible
The total billed for mortgage for 01/01/to 11/01/totals $9, For that period of time I have paid $10, However, this company charged me a late fee for November/& is continuing to show that I am behind in payments I called the customer service line and I requested the system be adjusted to reflect that I have paid ahead of schedule, I am not late and no late fee should ever be charged as long as I am ahead in my paymentsThe customer service rep stated that the software program used can not accommodate my bi-monthly payments and so I will always be behind in payments and late fees will be charged to my account
I don't want to make this a long drawn out story so I will try to be brief I have had many problems with SLS since they began servicing my mortgage loan Last year after Hurricane Harvey I experienced damage to my roof for which I was paying out of pocket I spoke with SLS and set up an arrangement to have two payments deferred During the deferment period, I continued to receive harassing phone calls and letters stating that my loan was in default After the deferment period, I resumed my recurring monthly billing where I've agreed to pay on the 16th This morning, July 14th, I've checked my account and the funds have been deducted from my account Today is not the 16th! I have agreed to the 16th, not the 14th, but the 16th
Someone needs to alert SLS that their practices are in violation of regulation Thank you for your time
Thieves! Each month I make an online payment because it's quicker and easier than writing a check and mailing itEach month I have to check online to make sure the extra I'm applying to principal is not held "in suspense"That's their phrase for taking my money and not giving me credit for it ONE person I spoke to over several calls admitted it's wrong of them and that it happens every month to most customersThe only way to guarantee the payment is applied correctly is to mail a check and put it in writing how I want the money applied I call BS on this one Their "in suspense" policy is denying me and others of being able to pay down my mortgagei'm giving them one star because negative stars aren't an option
I, *** *** *** **, would like to settle my debt with SLS LLC via House Joint Resolution of from Congress Exempt from levy Please charge account number *** remaining balance to *** *** *** ** *** *** for discharge Exemption ***Federal routing number is *** Bond # Please adjust the remaining balance to zero that includes all remaining fees and related charges Please release the lien to finalize this business
SLS purchased our equity loanOur bill is automatically withdrawn and we mail in an additional $towards principleThey take the $extra, stop the automatic payment, then charge us a late feeEven when we specify that the $mailed in is extra, they take process it as an early payment and charge a late fee in which they refuse to correctThis is a corrupt businessAvoid them at all costsWe have had this problem for three months now and they refuse to correct itDo NOT do automatic withdrawAnd even if you specify on the ticket that you are paying additional principle, they put it towards the monthly payment and take most of it as interest
I have been in the process of removing my PMI since January with this company first it was impossible to get a direct answer regarding my loan from anyone, all answers were in the form of blanket statements that did not answer my questions directlyNow I have been given written notice on June 1st that the turnaround for Valuation on my property would take days, it was ordered on june 12th, I am still waiting for the results of that as of 8/1/I called yesterday to find out what was going on and was told they don't knowWhen I said that is not an acceptable answer, I was told that's the only answer they haveThis is the norm for this company not the exception
I find this company...new to us since January, 2016...SO frustrating! No one knows what the other is doing! They finally assign a person to YOU as the one to speak to & yet when that person is unavailable (...& that's OFTEN) no way to leave a message FOR that person! If you speak to an "available"
Person, they tell you one thing
After others have told u others!
We had NEVER missed but ONE payment in years & that was being "paid up" with former server then our mortgage was sold to this Company!! The other company was also difficult, but THIS one has gotten us behind 3+ payments, by NOT letting us know of changes in mortgage
payments after years as set by original note!
I give this company a BIG negative, but what can we do? We have NO say about who WILL service our mortgage, so what CAN we do?? We can't refinance because now we are NOT current! They are forcing us to make NO payments if we are short as won't accept those!! We need a new lender!
How do we GET one??
Leah ***
My mortgage was recently sold to Specialized Loan ServicingI then sold my homeSpecialized Loan Servicing provided the Title Company a total amount due balance, pay off if you will The Title Company paid off the balacne that Specialize Loan Servicing provided but then Specialized Loan Servicing also retained a good portion of my Escrow balanceI was never provided with a quote, details or explaination from this CompanyOnce they were contacted by the Title Company they shut down my online accountI had no access to any of MY information!! They are the worst company to contact via telephoneYou are asked to provide your account number, last four digits of your social security number and your property address not once, not twice but THREE TIMES!! No one has been able to provide me with information on why they provided the Title Company a balance and then retained a portion of my Escrow as wellI should have received all monies that were in my Escrow account back in the form of
I have been paying this loan using Chase Bill Pay for over years, Starting in October 2015, SLS stopped applying my payments So, on December 11, I sent proof of payment for October and November and heard nothing back from them
I sent in December's payment and heard nothing
I sent in January's payment through the same Bill Pay that and it was rejected When I called to ask why, SLS stated that the account was past due I explained that it twas not and was told to sent Proof of PaymentI told them I did - they said they don;t have it On February 11th, I sent in proof of payment for October, November and December I heard nothing On March 7th, I received a notice of foreclosure from SLS So, I called back on March 8th and was told that they needed my actual bank statementsI asked if I could email them and was told no Only faxes and they should be faxed to *** So, I attempted to fax on March 8th at 7:15pm and then twice on March 9th but the fax ma
This is the very worst company I have ever had to deal withThey continually request the same forms from meThey callI answer and it's a recording saying that I need to call them I call themNo one is available to talk so I'm to set up a call back timeI do thatNo one has ever called me back This has happened numerous timesThey send me letters all the time saying my representative has changedI've been with them a year and have had different people that supposedly are handling my caseThey just keep stalling on approving a short saleWe have had a contract for a year!!
My loan originally was with Ocwen Mortgage Company and my mortgage loan was transferred to SLS Mortgage on or about December and was assigned On or about Novmber I filed Chapter Bankruptcy of which mnthly payments were made related to the mortgage related to loan by the Bankruptcy Trustee, and myself; however SLS has repeatedly reported to all credi bureaus that I was days late I have not ever been days late on the payment of this loan and I have paid the loan accordingly to keep my payment history up to date and current I wrote a letter to SLS requesting that my payment history be corrected and the inaccurate reporting to the credit bureaus be removed and corrected on 6/23/and the correspondence was faxed to *** in accordance with your procedures to resolve issues I contacted your company by telephone on 7/15/along with a Credit Advantage Representative to discuss my payment history and the SLS Representative confirmed the receipt of my
Specialized Loan Services (CMC Funding on my mortgage statement) has grossly mishandled my escrow accountThey used my escrow money to pay the property tax bill of a property twice the value of mine, in another person's name, at the complete wrong parcel number and property address in the wrong countyThey paid taxes on a property that are DOUBLE the cost of my taxes and then, months later sent me a letter that I owed them a sum of money AND that they were raising my mortgage payment from $per month to $I called to inquire on 7/17/and was told they would open a ticket and would let me know the resolution in business days (July 31st)It is now August 11th and I have called several times, with no resolutionThere has not been a manager available for me to speak to, I'm simply told they will call me backMy property taxes are months past due and my mortgage is $higher than it should beMy latest call to their service department revealed that they didn't even
Despite charging me for "escrow" of property taxes and insurance, SLS failed to pay my property taxes I paid the taxes, as well as the late fee incurred due to SLS's failure to pay the taxes I spoke with SLS today, and it will not confirm that it will reimburse me for the tax payment or the late payment I was also hassled by the "executive services" representative for using the speaker phone function to speak with him -- this was odd
My mortgage payments are being misapplied/not applied to my remaining mortgage balanceWent through a trial modification where I paid a lesser amount than my mortgage for monthsWhen I rejected the modification I repaid the month shortageThis money was never applied and now my statements show that I am always month behindI have paid my mortgage on time every time to this companyMy billing statements consistently show me owing months, the current month and the month that they claim that I am behindThis is incorrect as I am current on my payments
My loan was sold, or is at least managed by SLS and I had no say in the matter unfortunately I've had a a number of home loans over the years and have dealt with probably around 8-different mortgage companies who've managed my loansSLS is, by far, the absolute worst, most disorganized, most inept, most mistake-making and most time-out-of-my-life company I've ever dealt withI've made a ton of extra principal payments and sent them to the exact address they told me to send extra principal payments to Time after time, they applied my extra payments as regular mortgage payments, which of course, if I wasn't paying attention, would cause the payoff date of my loan to be stretched out for years longer than it should be I was assured time and time again that a "note" was put in my account so it wouldn't happen and it kept happening, then, after months of errors, someone finally told me that any extra payment that is higher than the amount of a regular payment will NOT be applied to principal and "their system" will treat it as a regular payment...even though I made repeated calls and they put that "note" in the system Their "system" is so inept and their company is so disorganized that they simply do not have the ability to take an extra principal payment that is more than the regular payment and apply it to principal even if the monthly payment has already been made for that month So, I just decided to send them more, smaller amounts of $so their inept company would stop screwing me on my extra payments The conspiracy theorist in me feels like it's a scam by them to draw out people's loans and to rack in more money I'm sure some people don't watch the allocation of funds as closely as I do and SLS can get away with it...and furthermore, I have forced SLS to give me back all my escrow money and am no managing my escrow on my own because SLS said they need basically a slush fund of around $1,in case escrow payments are over the minimum from my payments When I found that out, I decided that SLS will not have the luxury of holding hostage $1,of my money so they can sleep at night and not worry about my escrow account being underfunded by $at the end of the year Getting them to actually close the escrow and refund my money was a huge, painful ordeal as well, but I won't get into thatLastly, and this should be a red flag to anyone dealing with this company, just logging into my freaking account often takes two attempts to actually log in I log in with id and pw and it takes me right back to the log in screen and sometimes asks me security questions before logging in Even their stupid web site isn't run/managed professionallyThis company is HORRIBLY run and it wouldn't surprise me if some of the stuff their doing is grounds for a class action lawsuit From looking over all these reviews on this site, I think it'd be great to get everyone together and file a class action lawsuit against SLS and to ether shut them down or force them to do their job with some degree of professionalism Anyone interested in suing them, just contact me at * * * * * * * * * * * * *** * * * ** I normally wouldn't waste my time with something like that, but these guys are terrible and it appears, by far, I'm not the only person who feels this way
Worst Company EVER!!!! My husband dies almost weeks ago I am with a year old and an year old I have been trying to speak with them since his death For weeks they told me I needed to file certain papers, I spoke to them once a week for the last weeks They told me they had the information they needed but I would not have authorization until November 21st WellI called on the 21st and still didn't have authorization to talk to meNow they are telling me that I need more paperwork, I am almost weeks into this and have resolved nothing!!! This company is horrible and shouldn't be in business!!!
My home loan was transferred to SLS from Shore Mortgage on 02/15/without my permission but they claim that is legalThis transfer was not to change any of the conditions of my services with Shore mortgageHowever, I was on a bi weekly program with Shore mortgage to allow me to save by paying the mortgage off soonerSls did not offer this service which has cost me additional moneyWhen this was transferred to SLS it was without PMI insurance which was satisfied on 11/1/and proof of this has been sent twice to SLSOn April 1, SLS paid PMI insurance on this loan and subtracted $Illegally from my escrow accountI called when this was done and no more deductions were made from my escrow but SLS insist that they had a right to take this deduction from my account that was transferred to them with the PMI fulfilledThey stated that PMI didn't expire until May of which would have been correct had I not made extra payments to reduce the balance to the 78% level before
SLS purchased my loan in October of and did an escrow analysis at that time They claim that my escrow will have a shortage of $in and are trying to increase my monthly paymentAfter careful review of their escrow analysis I see that they calculated my property tax as if they had paid it, when in fact my previous mortgage company had paid it leaving NO escrow shortageI contacted SLS on December 28th, and explained the situationI was told that a "ticket" had been submitted and that another escrow analysis would be done on or before January 3rd, and I would have it in the mail by January 6th, Today is January 10th, and nothing from SLSI called them again today only to be told "I don't know why it hasn't been completed, I'll submit a ticket." SLS seems to be running a scam or at best, are very careless with customers mortgageI don't know how the Revdex.com has them rated as an A+ company given the number of similar complaints
I am in day one with this company after they acquired my mortgage which I always pay on time I was notified by my old mortgage company of the change I have not received anything from them They said they sent it last week Did not get it Signed up for the web pay and it is through Western Union Weird The web said the payment this month is $ It all felt very strange I sent a check and will hope for the best Very weird in this day and age when it is so easy to make payments online I will be reporting my experience to the state's Attorney General's Office
My account was sold to SLS from Ditech and now having problemsMy payment was due today, and when I called to make my payment with a rep and there was a recording stating a 30-minute company meeting and to call backI have tried for hours and they do not pick upI tried making a payment over-the-phone and recording stated no such accountI tried making it online and first two attempts wouldn't go through, window stated there was an issue and tech support was notifiedThen finally payment went through, but I got hit with a Western Union feeThis is terrible
The total billed for mortgage for 01/01/to 11/01/totals $9, For that period of time I have paid $10, However, this company charged me a late fee for November/& is continuing to show that I am behind in payments I called the customer service line and I requested the system be adjusted to reflect that I have paid ahead of schedule, I am not late and no late fee should ever be charged as long as I am ahead in my paymentsThe customer service rep stated that the software program used can not accommodate my bi-monthly payments and so I will always be behind in payments and late fees will be charged to my account
I don't want to make this a long drawn out story so I will try to be brief I have had many problems with SLS since they began servicing my mortgage loan Last year after Hurricane Harvey I experienced damage to my roof for which I was paying out of pocket I spoke with SLS and set up an arrangement to have two payments deferred During the deferment period, I continued to receive harassing phone calls and letters stating that my loan was in default After the deferment period, I resumed my recurring monthly billing where I've agreed to pay on the 16th This morning, July 14th, I've checked my account and the funds have been deducted from my account Today is not the 16th! I have agreed to the 16th, not the 14th, but the 16th
Someone needs to alert SLS that their practices are in violation of regulation Thank you for your time
Thieves! Each month I make an online payment because it's quicker and easier than writing a check and mailing itEach month I have to check online to make sure the extra I'm applying to principal is not held "in suspense"That's their phrase for taking my money and not giving me credit for it ONE person I spoke to over several calls admitted it's wrong of them and that it happens every month to most customersThe only way to guarantee the payment is applied correctly is to mail a check and put it in writing how I want the money applied I call BS on this one Their "in suspense" policy is denying me and others of being able to pay down my mortgagei'm giving them one star because negative stars aren't an option
I, *** *** *** **, would like to settle my debt with SLS LLC via House Joint Resolution of from Congress Exempt from levy Please charge account number *** remaining balance to *** *** *** ** *** *** for discharge Exemption ***Federal routing number is *** Bond # Please adjust the remaining balance to zero that includes all remaining fees and related charges Please release the lien to finalize this business
SLS purchased our equity loanOur bill is automatically withdrawn and we mail in an additional $towards principleThey take the $extra, stop the automatic payment, then charge us a late feeEven when we specify that the $mailed in is extra, they take process it as an early payment and charge a late fee in which they refuse to correctThis is a corrupt businessAvoid them at all costsWe have had this problem for three months now and they refuse to correct itDo NOT do automatic withdrawAnd even if you specify on the ticket that you are paying additional principle, they put it towards the monthly payment and take most of it as interest
I have been in the process of removing my PMI since January with this company first it was impossible to get a direct answer regarding my loan from anyone, all answers were in the form of blanket statements that did not answer my questions directlyNow I have been given written notice on June 1st that the turnaround for Valuation on my property would take days, it was ordered on june 12th, I am still waiting for the results of that as of 8/1/I called yesterday to find out what was going on and was told they don't knowWhen I said that is not an acceptable answer, I was told that's the only answer they haveThis is the norm for this company not the exception
I find this company...new to us since January, 2016...SO frustrating! No one knows what the other is doing! They finally assign a person to YOU as the one to speak to & yet when that person is unavailable (...& that's OFTEN) no way to leave a message FOR that person! If you speak to an "available"
Person, they tell you one thing
After others have told u others!
We had NEVER missed but ONE payment in years & that was being "paid up" with former server then our mortgage was sold to this Company!! The other company was also difficult, but THIS one has gotten us behind 3+ payments, by NOT letting us know of changes in mortgage
payments after years as set by original note!
I give this company a BIG negative, but what can we do? We have NO say about who WILL service our mortgage, so what CAN we do?? We can't refinance because now we are NOT current! They are forcing us to make NO payments if we are short as won't accept those!! We need a new lender!
How do we GET one??
Leah ***
My mortgage was recently sold to Specialized Loan ServicingI then sold my homeSpecialized Loan Servicing provided the Title Company a total amount due balance, pay off if you will The Title Company paid off the balacne that Specialize Loan Servicing provided but then Specialized Loan Servicing also retained a good portion of my Escrow balanceI was never provided with a quote, details or explaination from this CompanyOnce they were contacted by the Title Company they shut down my online accountI had no access to any of MY information!! They are the worst company to contact via telephoneYou are asked to provide your account number, last four digits of your social security number and your property address not once, not twice but THREE TIMES!! No one has been able to provide me with information on why they provided the Title Company a balance and then retained a portion of my Escrow as wellI should have received all monies that were in my Escrow account back in the form of
I have been paying this loan using Chase Bill Pay for over years, Starting in October 2015, SLS stopped applying my payments So, on December 11, I sent proof of payment for October and November and heard nothing back from them
I sent in December's payment and heard nothing
I sent in January's payment through the same Bill Pay that and it was rejected When I called to ask why, SLS stated that the account was past due I explained that it twas not and was told to sent Proof of PaymentI told them I did - they said they don;t have it On February 11th, I sent in proof of payment for October, November and December I heard nothing On March 7th, I received a notice of foreclosure from SLS So, I called back on March 8th and was told that they needed my actual bank statementsI asked if I could email them and was told no Only faxes and they should be faxed to *** So, I attempted to fax on March 8th at 7:15pm and then twice on March 9th but the fax ma
This is the very worst company I have ever had to deal withThey continually request the same forms from meThey callI answer and it's a recording saying that I need to call them I call themNo one is available to talk so I'm to set up a call back timeI do thatNo one has ever called me back This has happened numerous timesThey send me letters all the time saying my representative has changedI've been with them a year and have had different people that supposedly are handling my caseThey just keep stalling on approving a short saleWe have had a contract for a year!!
My loan originally was with Ocwen Mortgage Company and my mortgage loan was transferred to SLS Mortgage on or about December and was assigned On or about Novmber I filed Chapter Bankruptcy of which mnthly payments were made related to the mortgage related to loan by the Bankruptcy Trustee, and myself; however SLS has repeatedly reported to all credi bureaus that I was days late I have not ever been days late on the payment of this loan and I have paid the loan accordingly to keep my payment history up to date and current I wrote a letter to SLS requesting that my payment history be corrected and the inaccurate reporting to the credit bureaus be removed and corrected on 6/23/and the correspondence was faxed to *** in accordance with your procedures to resolve issues I contacted your company by telephone on 7/15/along with a Credit Advantage Representative to discuss my payment history and the SLS Representative confirmed the receipt of my